Introducing Flexible Loans on MEXC Loans with Interest Rates from 3.5%

To further enhance borrowing flexibility for users on MEXC, we have completed a comprehensive upgrade to MEXC Loans. In addition to the existing fixed-term loan offerings, MEXC now introduces a new Flexible Loans mode, enabling users to borrow and repay at any time without being restricted by fixed loan durations, providing greater control and efficiency in capital management.

Please visit the product page to view the latest interest rates.

MEXC Loans allows users to stake one digital asset as collateral in order to borrow another digital asset.

Borrowed funds may be used for:

• Spot or Futures trading

• Earn products

• Withdrawals or other liquidity needs

With this service, users can borrow USDT or USDC by collateralizing BTC, without selling their BTC holdings. Interest accrues daily, and upon full repayment, collateral will be released in full.

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• Competitive borrowing costs: Annual interest rate starting from 3.5% (daily rate = annual rate / 365)

• Instant access: Borrow and repay at any time with a streamlined process

• High initial LTV: Up to 85%, among the highest in the market

• Flexible fund usage: Borrowed assets can be used across MEXC products

• Improved capital efficiency: Maintain exposure to BTC while unlocking liquidity

• No fixed loan term

• Borrow and repay at any time

• Interest calculated hourly

• Suitable for short-term or uncertain borrowing needs

• Fixed loan duration

• Interest rate locked for the full term

• Suitable for long-term and planned borrowing strategies

• Users must complete Primary KYC Verification to access loan services

• All participants must comply with the MEXC Terms of Service and the MEXC Loans Service Agreement

• MEXC reserves the right to suspend access in cases of abnormal or malicious activity, including mass account registration, self-trading, or fraudulent behavior

• MEXC reserves the right to amend product terms at any time and retains final interpretation rights

The prices of digital assets related to blockchain projects exhibit high volatility and may fluctuate due to various factors. Investing in such projects may result in significant or total investment losses. Additionally, due to the underlying technology of blockchain projects or attacks, you may be unable to withdraw digital assets related to blockchain projects partially or completely.

When deciding whether to invest in any project or asset, please carefully assess the risks and make a decision based on your risk tolerance. MEXC does not guarantee or compensate for any investment losses incurred by you.