Crypto Payment Cards Experience 22x Jump in Transactions Since December 2024

TLDR

• Crypto payment cards have seen a 22-fold increase in daily transactions, reaching over 60,000 payments per day by January 2026.
• Users now prefer crypto payment cards for direct merchant payments, eliminating the need for traditional exchanges and withdrawal delays.
• Daily transactions have surpassed $4 million, with total spending exceeding $804 million from over 7.3 million processed transactions.
• Solana-based crypto cards have gained popularity, processing nearly 385,000 transactions worth over $40 million.
• Card providers are competing by offering rewards, cashback, and features like passive income through DeFi, attracting more users.

Crypto payment cards are gaining momentum as transaction volumes soar in early 2026. Over 60,000 transactions are now being made per day, marking a 22-fold increase since December 2024. This surge reflects the growing popularity of cryptocurrency payment cards, offering users a quick and seamless way to convert digital assets into fiat currency during checkout.

Surge in Crypto Payment Card Usage

The use of crypto payment cards has surged as more users opt for faster, simpler ways to spend digital currency. Instead of going through traditional exchanges, users can directly pay merchants via platforms like Visa or Mastercard. Payments are instantly converted at the point of sale, removing the need for extra steps or delays.

This shift has led to a dramatic increase in transactions, with daily usage now surpassing $4 million. Data shows over 7.3 million transactions have been processed, reaching a total spending of $804 million. With nearly 150,000 active users, the trend shows that crypto payments are being used more frequently for everyday purchases.

Solana has emerged as a leading blockchain for crypto payment cards, handling significant transaction volumes. Over 20,000 individuals have used Solana-based cards, leading to nearly 385,000 transactions worth over $40 million. This demonstrates the capacity of efficient blockchains to support large-scale crypto payments.

Companies are also focusing on blockchain-specific solutions to improve transaction speeds and lower costs. By using dedicated blockchains, crypto payment card companies can enhance performance, making them more attractive to consumers. Solana’s success highlights the potential of such systems in handling growing demand for crypto payments.

Card Companies Compete with Rewards and Flexibility

Crypto payment card providers are intensifying their competition by focusing on customer incentives and flexibility. Etherfi, currently a market leader, processes nearly half of all crypto card payments. However, new entrants such as Gnosis, MetaMask, and Ready are pushing the market forward, offering innovative features and competitive pricing.

Beyond basic payments, some crypto payment cards offer rewards, cashback, and the option to earn passive income through DeFi. These features appeal to users seeking more than just a payment tool, enhancing the overall value of using crypto cards for daily purchases.

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