Morph Industry Report Challenges Stablecoin Myths, Outlines 8 Predictions Through 2030

Singapore, 9am April 8, 2026 – Morph (https://morph.network/), a high-performance settlement layer designed to scale real-world financial applications, releases a comprehensive new industry report that reveals that the stablecoin market has transitioned from a niche speculative tool into a cornerstone of global financial infrastructure.

Reaching a US$312 billion market cap by the end of 2025 a 60-fold increase since 2020 stablecoins now facilitate US$33 trillion in annual transaction volume exceeding the combined throughput of Visa and Mastercard in raw transaction terms.

The data dismantles the long-standing misconception that stablecoins are primarily for crypto traders. While trading use remains significant, the report highlights that the fastest-growing use cases are now in the “real economy.” Specifically, among firms tracked by Artemis, a crypto analytics platform, B2B (business-to-business) stablecoin payments skyrocketed from under US$100 million per month in early 2023 to over US$6 billion per month by mid-2025.

Key Findings from “The State of Stablecoins” Report:

• Mainstream Scaling: Monthly transaction volume crossed US$1.25 trillion in August 2025, with active wallets growing 53% to over 30 million.
• B2B Dominance: B2B flows now account for approximately US$226 billion, or 60% of identifiable real-economy stablecoin volume (~US$390 billion annually).
• Cost Disruption: The average stablecoin transfer is significantly more efficient than traditional money transfer providers, making small, frequent transfers economically viable for the first time.
• Institutional Adoption: 41% of corporate users report cost savings of at least 10%, while 77% of corporate stablecoin adopters cite supplier payments as their primary use case.

“The data is clear: we are no longer in a pilot phase. Stablecoins are now a structural necessity for modern treasury and procurement,” says Colin Goltra, CEO of Morph. “Organizations building stablecoin capabilities in 2026 will hold a structural cost and speed advantage over those tethered to legacy rails.”

Eight Predictions for 2026 to 2030

Looking ahead, the report outlines a transformative roadmap for the next five years, predicting that annual stablecoin settlement volume will exceed US$50 trillion by the end of 2026, based on current growth rates. This shift is driven by a massive move toward institutional utility, with the majority of Fortune 500 companies expected to pilot stablecoin payments this year.

The forecast suggests an even more radical landscape by 2027, where AI agents are projected to become the largest category of transaction initiators and SWIFT will be forced to launch its own stablecoin settlement layer to remain competitive. By 2030, the report anticipates the total stablecoin market capitalization will exceed US$1.9 trillion, intermediating 5% to 10% of all global cross-border payments and fundamentally restructuring the movement of value across the global economy.

Fueling the Next Wave: The Morph Payment Accelerator

In response to this accelerating demand, the Morph Payment Accelerator has launched a US$150 million commitment backed by the Bitget ecosystem. The initiative is designed to support companies scaling high-volume payment applications by providing production-grade infrastructure, technical integration, and performance-based incentives.

With 54% of organizations planning to deploy stablecoin solutions within the next 12 months, the Morph Payment Accelerator aims to bridge the gap between traditional finance and onchain efficiency.

To access the full report, please visit https://morph.network/solutions/stablecoin-report

For interview or additional comments by Colin Goltra, please contact Deborah Tan-Pink at [email protected].

Media Contact

Deborah Tan-PinkSenior Global PR Manager [email protected]

WhatsApp: +65 9236 2670

Telegram: @debtanpink

About Morph

Morph (https://morph.network/) is the universal settlement layer designed for onchain payments at global scale. Built on a high-performance Ethereum Layer-2 architecture, Morph provides the mission-critical infrastructure that turns digital assets into everyday currency for consumers, businesses, and institutions worldwide. The network features native integration for leading stablecoins, including USDC (via Circle’s CCTP) and USDT0 (the omnichain Tether liquidity network), ensuring deep, fragmented-free liquidity and sub-second settlement for real-world commerce.

To bridge the gap between legacy finance and the onchain economy, Morph operates a US$150 million Payment Accelerator. This performance-based initiative provides capital, technical integration, and production-grade infrastructure to payment companies, banks, and fintechs.

Unlike traditional grant programs, the Accelerator is specifically engineered to scale high-volume, real-world transaction flows including cross-border remittances, and merchant gateways by providing the incentives and liquidity support necessary for global deployment.