Top 3 Best Altcoins for the Next Cycle, One Is Already 94% Phase 6 Sold Out

Every cycle creates new winners. Some come from meme coins, others from strong utility projects, and a few appear early before the market notices them. As analysts prepare for the next major upswing, attention is shifting to three altcoins that could play a big role. Two of them already proved their power in previous cycles, while the third is now entering a critical stage with 94% of Phase 6 sold out and strong momentum behind it.

Pepecoin (PEPE)

Pepecoin (PEPE) entered the market with no expectations, yet it quickly became one of the most talked-about meme tokens of its era. The token surged massively during its first major run as social interest exploded across the crypto community. Its market cap grew faster than analysts expected, driven almost entirely by online culture and community momentum.

Today, PEPE still remains a recognizable name in meme-coin circles, but its growth curve has slowed. Large market caps tend to limit explosive gains, and analysts say PEPE may struggle to repeat its original breakout. While spikes may still appear, many traders are now exploring new entries that offer higher upside and clearer development roadmaps.

Shiba Inu (SHIB)

Shiba Inu (SHIB) also delivered one of the strongest rallies in meme-coin history. SHIB grew from near-zero levels to an asset that reached billions in market cap and built a global community. Early investors saw massive returns, and SHIB cemented itself as one of the top altcoins of the previous bull cycle.

But like PEPE, SHIB now faces the same limitation: size. Its market cap is large, and the token’s growth has become slower compared to its early days. Analysts say SHIB may still move with the broader market, but the possibility of sharp, early-cycle gains is lower than before. Many traders now watching top crypto discussions are looking toward younger projects with more room to grow.

Mutuum Finance (MUTM)

While PEPE and SHIB already had their explosive runs, Mutuum Finance (MUTM) is just beginning. The project is building a fully decentralized lending system with real utility, and its early progress has caught the attention of analysts tracking new crypto launches.

Mutuum Finance opened its presale at $0.01 in early 2025. The token now trades at $0.035, marking a 250% rise from the first stage. The project has raised $19.1 million and passed 18,300 holders, with more than 810 million tokens already purchased. Out of the 4 billion total supply, 1.82 billion tokens were allocated for early backers.

Phase 6 is now 94% sold out, and analysts say the shift from one stage to the next could happen without warning. Interest has been rising faster in recent days as traders search for DeFi projects with utility rather than meme-driven movement.

The team confirmed through its official X account that the V1 testnet will launch on Sepolia in Q4 2025. This first version includes the liquidity pool, mtTokens, debt tracking, and the liquidator bot. ETH and USDT will be the first supported assets. This clear development roadmap is one of the reasons analysts expect MUTM to play a major role in the next market cycle.

Price Outlook

Mutuum Finance uses mtTokens to reward suppliers. When someone lends assets, they receive mtTokens that grow in value as borrowers repay interest. The yield depends on real usage, not set rewards.

The platform also uses a buy-and-distribute model. A portion of revenue will be used to buy MUTM from the open market. Those purchased tokens are redistributed to users who stake mtTokens in the safety module. Analysts say this creates long-term buying pressure that can support strong price movement once the platform gains active users.

Accurate pricing is also important for lending markets, so the protocol will rely on Chainlink price feeds, fallback oracles, aggregated data, and on-chain DEX pricing when liquidity is strong. This ensures liquidations happen at the right time and keeps positions safe.

Market analysts studying early DeFi cycles say that tokens with real lending utility tend to gain traction quickly once their first version is active. Some believe MUTM could rise 400% to 700% after V1, especially as long as borrowing markets grow at the pace seen in past DeFi expansions.

L2 Expansion

Mutuum Finance is preparing to introduce a USD-pegged stablecoin that will be minted and burned based on demand. The stablecoin will be backed by interest paid by borrowers, giving the protocol a stable internal asset for borrowing and lending. This is important because stablecoins have historically played a major role in the growth of DeFi ecosystems.

The project also plans to expand to multiple layer-2 networks where fees are low and user activity is high. Analysts say this expansion could help Mutuum Finance enter a much larger market, with deeper liquidity pools and more borrowing demand.

If the stablecoin and layer-2 rollout match expectations, some analysts believe MUTM could join lists of next crypto assets with strong growth potential heading into 2026.

Strong Audits, Daily Incentives, and Presale Acceleration

Security remains a strong focus for the team. Mutuum Finance completed a CertiK audit with a 90/100 Token Scan score. Halborn Security is reviewing the lending and borrowing contracts, while the project runs a $50K bug bounty to find vulnerabilities early.

The project also has a 24-hour leaderboard where the top daily contributor receives $500 in MUTM. This feature has kept the community active and has helped push the treasury forward each day.

With card payments available and increasing whale activity, the final section of Phase 6 is moving fast. Analysts say a recent $100K whale allocation is a strong signal that larger investors are entering before the next stage begins.

PEPE and SHIB had their explosive moments, and both remain major names in the altcoin market. But analysts say their best days may be behind them. Mutuum Finance, on the other hand, is in its early stages with real utility, rising demand, strong audits, and a confirmed V1 launch. With 94% of Phase 6 already sold out, this new DeFi project is now one of the top candidates for traders searching for the potential best crypto to buy now before the next cycle.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

Disclaimer: This is a sponsored press release and is for informational purposes only. It does not reflect the views of Crypto Daily, nor is it intended to be used as legal, tax, investment, or financial advice.