Mutuum Finance (MUTM) is shaping up as one of the most attractive options for anyone searching for the best cheap crypto to invest now. Many new buyers are joining the presale because the token sits at a strong position, and the future price conversation is picking up speed. Interest is rising across crypto charts, and early research shows why a long-term jump toward the two-dollar zone appears possible.
Right now, Mutuum Finance (MUTM) is in presale phase 6 at a price of $0.035. The phase holds 170 million tokens, and 99% is already sold. Across all phases to date, more than 18,550 buyers have joined, and the presale has raised about $19.41 million so far. The total supply is expected to remain fixed at 4 billion tokens, giving the project plenty of room to grow as more people search for crypto to buy now.
Lending Power Built Into the Core
Mutuum Finance (MUTM) will introduce a dual-lending model that will reshape how people lend and borrow in DeFi. The protocol will launch with two lending routes. One will match users with the main liquidity pool, and the other will allow direct person-to-person lending. This design will aim to bring speed and stability while giving users the chance to interact with the platform in more than one way. ETH and USDT will be the first assets used for lending, borrowing, and collateral.
Mutuum Finance (MUTM) will also rely on precise market data. The project will use strong oracle infrastructure, with design plans that anticipate Chainlink data feeds. These feeds return real-time prices for assets in USD and native units across several chains. Liquidations need accurate data, so fallback oracles, aggregated data sources, and DEX-based time-weighted prices will join in when needed.
This pricing standard will remove sudden liquidations caused by incorrect values. It will attract users who want to hold larger positions over longer periods. It will also help the platform earn steady fees that will later support Mutuum Finance (MUTM) within its broader economy. As trust grows, buying pressure will rise, especially as more people examine crypto charts and judge where liquidity is moving.
To practically experience the protocol, the project will soon move toward its V1 of protocol release on the Sepolia Testnet in Q4 2025. The core system will include an mtToken for lenders, a Debt Token for borrowers, and a Liquidator Bot to keep the platform safe. Users will expect the system to work smoothly while delivering a clear experience.
A Stablecoin Design That Builds Utility
Mutuum Finance (MUTM) will also create a new decentralized stablecoin. It will hold a fixed target value of one dollar and will only be minted when users borrow against collateral such as ETH. When loans are repaid or liquidated, the stablecoin will be burned. Only approved issuers will mint it, and each issuer will have a set limit. This setup will help reduce risk and keep supply under control.
Governance will guide the interest rate, and the rate will shift based on the stablecoin price. If it rises above one dollar, the rate will be lowered. If it falls under one dollar, the rate will rise. This simple rule will help bring stability, and arbitrage will support the peg by creating natural pressure toward the target price. All loans will be overcollateralized to protect the system.
This stablecoin will act as the central link between the two lending structures. It will help keep liquidity active inside the system while giving users a dependable store of value. Stablecoins serve as a core part of DeFi, and a fully backed version like this will push long-term use and bring ongoing demand for Mutuum Finance (MUTM).
A major selling angle comes from the exchange listing discussion. Projects with this level of demand and utility often move toward bigger exchanges once their early phases end. Mutuum Finance (MUTM) stands in a place where known Tier-1 and Tier-2 exchanges will likely keep a close eye on its progress. Once a listing happens, more users will find the project, and higher liquidity will follow. Whales often look for early-stage tokens with strong real-world use, and this design will draw their attention. When more buyers join after listing, confidence rises across the board. That confidence will push trading volume upward and set the stage for strong appreciation.
A well-known market analyst has also studied Mutuum Finance (MUTM). He has previously predicted price movements for Bitcoin (BTC). His analysis expects Mutuum Finance (MUTM) to grow 35x from the final presale price later in 2026. With a presale top of $0.06 and a projected post-listing price gain of 3,400%, the analyst describes it as one of the most impressive early-stage outlooks he has ever confirmed. This projection already circulates across crypto charts, drawing fresh investor eyes toward the presale.
Audit and Security Progress
A recent update from the team on X explained that an independent audit by Halborn Security is underway. This audit reviews all lending and borrowing contracts to check for weaknesses, errors, and performance issues. With the code finished, the audit will help ensure reliability, correct execution, and a strong layer of security. It will improve trust and strengthen the foundation before Mutuum Finance (MUTM) is introduced to a wider market.
Security adds even more strength. The ongoing CertiK audit shows a Token Scan Score of 90.00 and a Skynet Score of 79.00. The audit uses manual review and static analysis, giving an in-depth look at the project. It was requested on February 25, 2025, and revised on May 20, 2025. This review will guide improvements and ensure the platform stays dependable.
Mutuum Finance (MUTM) also runs a 50,000 USDT bug bounty program. Rewards will depend on severity. Critical issues will earn up to 2,000 USDT. Major issues will bring up to 1,000 USDT. Medium issues will give up to 500 USDT. Low issues will reward up to 200 USDT. This system encourages developers to help strengthen the platform and keep users safe.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
