Which Crypto Could Hit $1 Next? Experts Compare Cardano (ADA) and This $0.04 New Altcoin

The same question is asked by crypto investors every cycle, namely, which altcoin will be the next to jump at the level of $1. Years of growth have largely been priced in by big caps, and new altcoins at a price below a dollar are gaining popularity due to their potential asymmetric returns. They say that one of those tokens is currently in its visibility phase and it will be directly compared to Cardano by early-stage investors.

Cardano (ADA)

Cardano (ADA) is trading at approximately $0.40 and it has got a market cap of approximately $14.5 billion. During the initial growth, ADA gained a following of developers and retail traders flooding the network through the proof-of-stake model. This boom early made ADA one of the best crypto assets in terms of market cap.

However, it is that size which brings its own constraints today. Technical analysts indicate resistance areas around $0.50 and $0.60. Several attempts by the levels have been repelling the rallies. The traders worry that ADA can not easily penetrate beyond them unless there is a significant change in the demand of the ecosystem.

Since ADA has become large, the large volume of liquidity is needed to cause the movement of the price. It is to say that it has a low percentage upside relative to early-stage tokens. There are estimates that ADA would reach a bullish case of $0.65 in 2026. It would be a modest multiplier in comparison to what traders expect out of the next crypto to blow.

What Mutuum Finance Is Developing

The project that is compared to ADA in this regard is Mutuum Finance (MUTM). Once it becomes active, it is developing a lending protocol on Ethereum that will enable its users to supply and borrow crypto assets using smart contracts. The suppliers get interest, they get yield tracking mtTokens and the borrowers can post collateral to get access to liquidity without selling the long-term holdings.

This organized lending model will interest people interested in utility-based tokens and not meme-based speculation. As per the official X version, the V1 protocol of the Mutuum Finance is currently ready to be deployed on the testnet before the mainnet activation. Testnets will be a significant milestone to lenders and traders since they will start seeing usage data appearing.

There is also the development of security. Halborn security audited V1 codebase. The MUTM token was rated 90 out of 100 according to the Token Scan of CertiK. There exists a bug bounty of $50,000 to report before mainnet. This validation step is important in a DeFi crypto that involves collateral and liquidation.

Comprehensive Token Allocation 

Mutuum Finance is not publicly traded. The token is already being sold at the price of $0.04 at the Phase 7 of its distribution. The project has collected over $19.8 million and has acquired in excess of 18,800 holders since early 2025. Of the stock 4 billion, 45.5% has been set aside in presale distribution and over 830 million tokens have already been bought.

It has been an ongoing involvement and not a hype based participation. They have a 24-hour leaderboard that gives the best daily purchaser $500 in MUTM. Cards are accepted and this enables new crypto investors who are not part of the exchange environment to come in without resistance. The selling out of Phase 7 is also increasing more rapidly than previous phases which analysts term as allocation tightening behavior.

Why Investors Consider MUTM To Be The Greater Upside

The overlap of the technologies does not form the basis of the comparison between ADA and MUTM. Rather, it is founded on an upside profile. ADA already has a huge market and a developed ecosystem. MUTM is in the initial stages of its curve with milestones to come through. That is the only thing that will alter the formation of multipliers.

Certain analysts simulate a scenario in which MUTM might perform 10 times better than ADA in terms of token appreciation in case V1 usage, borrowing stablecoins and revenue mechanics are implemented as intended. A single whale wallet has recently disbursed approximately 115,000 to MUTM in the recent stages. Such an activity is a sign of positioning by the larger buyers prior to the launch.

Traders will receive an approximate 1.5x increase in the event that ADA rises between $0.42 and $0.65. Assuming that MUTM grows within the next few years of development and use by as little as 10 cents (or more) to even $0.40, that represents a 10 times shift. These can be seen why investors seeking the best cryptocurrency under $1 are following MUTM closely into 2026.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance