An increasing number of observers are of the opinion that the new trend is emerging around a new DeFi altcoin at a price of $0.035. According to the commentatorsAn increasing number of observers are of the opinion that the new trend is emerging around a new DeFi altcoin at a price of $0.035. According to the commentators

Top Crypto Analysts Expect This $0.035 Altcoin to Rally Up to 800%, Here’s the Evidence

2025/12/14 06:00

An increasing number of observers are of the opinion that the new trend is emerging around a new DeFi altcoin at a price of $0.035. According to the commentators of the market, a number of early indications are indicating that this DeFi token is likely to see another huge jump and some of the forecasts are up to 800% in case the momentum is maintained. The initial investor enthusiasm suggests that the project structure and collaboration in developmental growth can be used as the basis of growth in the long term.

Presale Progress and What Mutuum Finance is Building

Mutuum Finance (MUTM) had its presale in early 2025, that was at $0.01 per MUTM. It is currently priced at $0.035 which is a 2.5x increment within six steps. The project raised over $19.30M, has risen to 18400 holders and sold 820M tokens. 

Mutuum Finance (MUTM) is building a DeFi lending protocol that is based on structured borrowing and reliable yield. Suppliers get depositing assets on a liquidity depositor and in return, get an mtToken which increases in value to be redeemed by borrowers paying interest. Collateral backed loans are open to borrowers with LTV and rate models to be determined by the use of the pool.

V1 Launch and mtTokens

Through its official X announcement, Mutuum Finance clarified a V1 will be used on the Sepolia Testnet, in Q4 2025. V1 has the liquidity pool, the mtToken system, Liquidator Bot and Debt Token. The initial assets will consist of ETH and USDT.

The design of Mutuum Finance has mtTokens at the centre. They get redeemable worth as the interest gets added to the protocol. This links the incentive of users to actual borrowing components instead of the inflation.

The support is furthered by a buy-and-distribute mechanism. A percentage of protocol revenue is spent to purchase MUTM in the marketplace. MUTM is bought on the open market and distributed to users who stake the mtTokens in the safety module. This unrelenting purchasing pressure, according to various observers, would help the price to go up as the platform usage increases.

Considering these constituents, there is a bullish case on which some analysts map that MUTM might increase by a number of times relative to its present value. The long-term forecast indicates upside potential of up to 800% is achievable in case there is increase in borrowing demand following activation of V1.

Layer-2 Expansion and Oracle Design

Mutuum Finance will natively create an interest-based stablecoin according to the official roadmap. This stable coin is used as a way of creating internal demand and borrowing liquidity. Analysts believe that stablecoins pegged to real activity are better in increasing the stability of the system in the long term.

Expansion on layer 2 is also scheduled. L2 network operating reduces expenses, speeds up processing and Emma allows greater borrowing capacity. The cheap cost will facilitate more uses thereby creating an opportunity towards growth to the mtTokens and the buy-and-distribute cycle.

The protocol will be based on Chainlink oracles, fallback feeds and aggregated data to have the right valuations. The features are useful in eliminating the likelihood of inaccurate liquidations as well as ensuring stable lending circumstances.

As these developments enter progression, analysts paint a second picture according to which MUTM may increase several hundred percent after its launch price as the stable coin and L2 plans enter the picture. Other models present potential growth as high as 800% in prolonged bullish situations.

Building Security Foundations and Community Activity

Mutuum Finance has security as one of its key concerns. The project is rated as 90/100 Token Scan successful and CertiK audit and the finished code is being analyzed by Halborn Security. The group also introduced a $50K bug bounty to identify code weaknesses early.

The 24-hours leader board has increased community activity, as the highest daily contributor is awarded $500 of MUTM. The card payment support will make new users have less difficulty when buying the token and contribute to fueling consistent participation in the latent presale stages.

With investors scouting new opportunities in existing crypto that have solid foundations, Mutuum Finance remains in focus due to its roadmap clarity, initial traction and capabilities that are future-oriented in offering decentralized lending.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

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SEC Backs Nasdaq, CBOE, NYSE Push to Simplify Crypto ETF Rules

SEC Backs Nasdaq, CBOE, NYSE Push to Simplify Crypto ETF Rules

The US SEC on Wednesday approved new listing rules for major exchanges, paving the way for a surge of crypto spot exchange-traded funds. On Wednesday, the regulator voted to let Nasdaq, Cboe BZX and NYSE Arca adopt generic listing standards for commodity-based trust shares. The decision clears the final hurdle for asset managers seeking to launch spot ETFs tied to cryptocurrencies beyond Bitcoin and Ether. In July, the SEC outlined how exchanges could bring new products to market under the framework. Asset managers and exchanges must now meet specific criteria, but will no longer need to undergo drawn-out case-by-case reviews. Solana And XRP Funds Seen to Be First In Line Under the new system, the time from filing to launch can shrink to as little as 75 days, compared with up to 240 days or more under the old rules. “This is the crypto ETP framework we’ve been waiting for,” Bloomberg research analyst James Seyffart said on X, predicting a wave of new products in the coming months. The first filings likely to benefit are those tracking Solana and XRP, both of which have sat in limbo for more than a year. SEC Chair Paul Atkins said the approval reflects a commitment to reduce barriers and foster innovation while maintaining investor protections. The move comes under the administration of President Donald Trump, which has signaled strong support for digital assets after years of hesitation during the Biden era. New Standards Replace Lengthy Reviews And Repeated Denials Until now, the commission reviewed each application separately, requiring one filing from the exchange and another from the asset manager. This dual process often dragged on for months and led to repeated denials. Even Bitcoin spot ETFs, finally approved in Jan. 2024, arrived only after years of resistance and a legal battle with Grayscale. According to Bloomberg ETF analyst Eric Balchunas, the streamlined rules could apply to any cryptocurrency with at least six months of futures trading on the Coinbase Derivatives Exchange. That means more than a dozen tokens may now qualify for listing, potentially unleashing a new wave of altcoin ETFs. SEC Clears Grayscale Large Cap Fund Tracking CoinDesk 5 Index The SEC also approved the Grayscale Digital Large Cap Fund, which tracks the CoinDesk 5 Index, including Bitcoin, Ether, XRP, Solana and Cardano. Alongside this, it cleared the launch of options linked to the Cboe Bitcoin US ETF Index and its mini contract, broadening the set of crypto-linked derivatives on regulated US markets. Analysts say the shift shows how far US policy has moved. Where once regulators resisted digital assets, the latest changes show a growing willingness to bring them into the mainstream financial system under established safeguards
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