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Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

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Created: 2026/02/02 18:52

Updated: 2026/02/02 18:52

Stream’s xUSD Faces Scrutiny Over High Leverage and Transparency

Stream’s xUSD Faces Scrutiny Over High Leverage and Transparency

The post Stream’s xUSD Faces Scrutiny Over High Leverage and Transparency appeared on BitcoinEthereumNews.com. Key Points: Concerns over Stream’s xUSD leverage and asset backing transparency. xUSD’s 4.1x leverage fuels market concern. Stream’s founder addresses issues, promises transparency. Stream’s xUSD token faces scrutiny after KOL CBB0FE warns of risky leverage levels and asset backing discrepancies, prompting a response from the founder about transparency and collateralization improvements. The event highlights potential systemic risks within DeFi, emphasizing the importance of transparency and proper asset management amid volatile market conditions and heightened community skepticism. xUSD’s 4.1x Leverage Spurs Market Scrutiny CBB0FE’s warning spotlighted Stream’s xUSD, which has approximately $170 million in on-chain assets backing, while borrowing around $530 million. This discrepancy led to criticism about its illiquidity and leverage position, emphasizing risks involved with Morpho/Euler vaults. As CBB0FE, a Key Opinion Leader, stated, “Stream’s xUSD has only about $170 million in on-chain asset backing, yet it has borrowed about $530 million from various lending protocols. This means its leverage is as high as 4.1 times—built on a large number of extremely illiquid positions. This is not ‘yield farming,’ but outright degenerate gambling leverage speculation. Stay away from it. Do not touch anything related to the Morpho/Euler vaults.” Efforts to improve transparency by Stream’s founder include integrating third-party attestors and clarifying that xUSD is not a stablecoin. The reclassification as a tokenized market neutral fund aims to alleviate concerns. However, further developments are expected as the founder pledged to enhance transparency and address miscommunication. Market reactions to the controversy have been mixed, with some seeing it as a call for caution. CBB0FE’s public warning was widely shared, while Stream’s response focused on correcting miscommunication and stressing their insurance fund. Regulation and Analysis: xUSD’s Future Challenges Did you know? Excessive leverage reminiscent of previous collapses, such as the October 2025 (record USD 19 billion in liquidated positions) scenario, underscores the…

Author: BitcoinEthereumNews

2025/10/29

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Report: Recent Crypto Market Crash Puts $1 Billion sUSDe Circulating Transactions at Risk

Report: Recent Crypto Market Crash Puts $1 Billion sUSDe Circulating Transactions at Risk

PANews reported on October 29th that, according to CoinDesk, a Sentora Research report stated that nearly $1 billion in DeFi positions involving USDe (sUSDe) staked on Ethena are at risk following the crypto market crash on October 11th. The crash caused a sharp drop in DeFi market interest rates, shrinking the returns of leveraged strategies such as sUSDe revolving trades. On Aave v3 core, USDT/USDC lending rates are approximately 2.0% and 1.5% higher than sUSDe yields, respectively. Users who leveraged stablecoins to go long on sUSDe are experiencing negative returns, and revolving positions using stablecoins to buy sUSDe are beginning to lose money. If this situation continues, approximately $1 billion in positions on Aave v3 core exposed to negative interest rate spreads may be liquidated. Negative interest rate spreads could force collateral sell-offs or deleveraging, weakening liquidity in trading venues and triggering a chain reaction. Sentora warns traders to pay attention to the spread between the annualized yield of Aave lending and the yield of sUSDe, especially when it remains negative, as well as the utilization rates of USDT and USDC lending pools. With an increasing number of revolving positions nearing liquidation, traders should be wary of a surge in USDT and USDC lending pool utilization in the future, which could drive up borrowing costs and exacerbate market pressure when interest rate spreads are negative.

2025/10/29

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BOB Unveils Bitcoin Vault Liquidation Engine to Power BTC-Backed Stablecoin Lending

BOB Unveils Bitcoin Vault Liquidation Engine to Power BTC-Backed Stablecoin Lending

The post BOB Unveils Bitcoin Vault Liquidation Engine to Power BTC-Backed Stablecoin Lending appeared on BitcoinEthereumNews.com. BOB (“Build on Bitcoin”) has unveiled a new framework enabling bitcoin BTC$113,091.01 holders to borrow stablecoins against their BTC while keeping it secured on the Bitcoin network. The Bitcoin Vault Liquidation Engine addresses some persistent challenges in bitcoin lending, such as all-or-nothing liquidations, and multi-day settlements, founder Alexei Zamyatin told CoinDesk in a Telegram message. A vault, in the context of collateral and lending, is a smart contract that securely locks a user’s cryptocurrency as collateral for a loan. It acts as a trustless escrow, automatically managing the collateral and executing a liquidation (selling the asset) if its value falls too low. Applying this to bitcoin could transform the most secure and largest crypto asset into active collateral, unlocking trillions in BTC liquidity for use in the decentralized finance (DeFi) ecosystem without forcing holders to sell. BOB’s new design supports partial liquidation, meaning an entire position does not need to be liquidated if it goes underwater; only enough collateral to restore loan health is liquidated. The engine also allows liquidations to be completed in 10-60 minutes, rather than taking several days as can be the case within the mechanism of BitVM, the computing paradigm used by projects such as BOB to deploy smart contracts on Bitcoin. The challenge is to create a smart contract-enable DeFi experience akin to what crypto users recognize on other chains like Ethereum. By allowing lending protocols on any chain to use native BTC as collateral, BOB aims to extend the reach of Bitcoin-backed borrowing beyond wrapped assets like wBTC. The team said the innovation could mobilize “billions in dormant Bitcoin liquidity,” connecting Bitcoin’s $2.2 trillion market with global on-chain credit systems and advancing the broader Bitcoin DeFi (BTCFi) movement. BOB is one of a number of prominent projects in the BTCFi sector, aimed at unlocking…

Author: BitcoinEthereumNews

2025/10/29

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1X Launches NEO Humanoid Robot for Home Chores as Market Eyes $400 Billion Growth

1X Launches NEO Humanoid Robot for Home Chores as Market Eyes $400 Billion Growth

The post 1X Launches NEO Humanoid Robot for Home Chores as Market Eyes $400 Billion Growth appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → The NEO humanoid robot from 1X is a 66-pound AI-powered companion designed for household tasks like folding laundry and organizing shelves, operating quietly at 22 decibels with human-level dexterity and voice command capabilities, available via $499 monthly subscription or $20,000 purchase. NEO uses patented tendon-drive actuation for safe, gentle movements around people and homes. It features an onboard large language model for conversations, task learning, and personalized assistance. Analysts project the humanoid and service-robot markets to exceed $300 billion in the next decade, driven by AI advances and labor shortages. Discover the NEO humanoid robot revolutionizing home automation with AI-driven chores and safety features. Learn how 1X’s innovation sets new standards in robotics—explore pricing and capabilities today. What is the NEO Humanoid Robot? The NEO humanoid robot is an advanced household companion developed by Palo Alto-based 1X, designed to automate daily chores and provide personalized assistance through integrated AI. Launched on Tuesday, NEO stands out with its lightweight 66-pound frame that can lift up to 154 pounds, operating at a whisper-quiet 22 decibels. It employs a patented tendon-drive actuation…

Author: BitcoinEthereumNews

2025/10/29

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Maple Finance ends SYRUP staking and adopts buyback model

Maple Finance ends SYRUP staking and adopts buyback model

Maple Finance is taking a major step toward sustainability as its community backs a proposal to end SYRUP staking and shift to a revenue-driven buyback model. Maple Finance is preparing to end staking rewards for its SYRUP token under a…

Author: Crypto.news

2025/10/29

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BZIL Leads the Best Crypto Presales to Join Now as ETH and XLM Hold

BZIL Leads the Best Crypto Presales to Join Now as ETH and XLM Hold

The post BZIL Leads the Best Crypto Presales to Join Now as ETH and XLM Hold appeared on BitcoinEthereumNews.com. Crypto News BullZilla dominates the Best Crypto Presales to Join Now with cinematic power and deflationary fire as Ethereum steadies and Stellar ascends. Are you ready for Uptober madness, or has the Fed just made your crypto portfolio sweat? Traders worldwide are searching for the best crypto presales to join now as markets react to Bitcoin and Ethereum ETF news. Sub-dollar altcoins are shining for their affordability, potential, and community hype. Investors are hunting for coins with real utility, strong tokenomics, and scarcity mechanics. As momentum returns to DeFi ecosystems, timing becomes everything. Projects that combine narrative, staking, and deflationary design are attracting the most attention in this renewed hunt for early crypto opportunities in 2025. BullZilla exemplifies what every investor looks for in the best crypto presales to join now. Built on Ethereum, it combines 24 lore chapters with live Roar Burns that continuously reduce supply, boosting scarcity. Its staking system, the HODL Furnace, rewards diamond hands with 70 percent APY, while the referral program grants 10 percent bonuses for every $50+ buy and referred friends’ purchases. With over $980,000 raised, 31 billion tokens sold, and more than 3,300 holders, BullZilla is turning community trust and momentum into one of the hottest presale opportunities today. Final Countdown, Grab BullZilla at $0.00019906 Before the Next 3.35 Percent Surge Ignites. Ethereum ($ETH) Falls 1.9% to $4,121.77 Amid Market Reactions Ethereum dropped 1.9 percent to $4,121.77 as traders weighed macroeconomic news and ETF-related optimism. Despite this slight decline, Ethereum remains a core DeFi asset with high liquidity and institutional support. Developers continue building layer-2 solutions, smart contract applications, and NFT integrations, maintaining Ethereum’s relevance. On-chain data shows steady transaction volumes, indicating continued network activity and user engagement. Analysts consider this dip temporary, with the network’s fundamentals remaining strong, highlighting Ethereum as a…

Author: BitcoinEthereumNews

2025/10/29

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Crypto News: Ethereum Cools, Stellar Shines, and BullZilla Leads $980K Run in the Best Crypto Presales to Join Now

Crypto News: Ethereum Cools, Stellar Shines, and BullZilla Leads $980K Run in the Best Crypto Presales to Join Now

Are you ready for Uptober madness, or has the Fed just made your crypto portfolio sweat? Traders worldwide are searching […] The post Crypto News: Ethereum Cools, Stellar Shines, and BullZilla Leads $980K Run in the Best Crypto Presales to Join Now appeared first on Coindoo.

Author: Coindoo

2025/10/29

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Basecoin launch may be on the horizon! 13 popular apps worth investing in

Basecoin launch may be on the horizon! 13 popular apps worth investing in

Base App: A one-stop Web3 platform that integrates social networking, transaction, and payment functions, serving as the main entry point for the Base ecosystem. Farcaster: A decentralized social media protocol that recently added Clanker, an AI-powered MEME token issuance platform. Zora: An on-chain social network that allows posts to be converted into tokens or NFTs, and is backed by Coinbase Ventures. Virtuals Protocol: An AI Agent distribution platform that recently launched the Unicorn Launch mode. Limitless: A decentralized prediction market that has received two rounds of investment from Coinbase Ventures, with a total trading volume exceeding $520 million. Morpho: A decentralized lending protocol with over $12.6 billion in deposits and backed by Coinbase Ventures. Aerodrome: The leading DEX in the Base ecosystem, with a daily spot trading volume exceeding US$560 million. Bankr: An AI agent platform supported by the Base Ecosystem Fund. Football.Fun: An on-chain sports prediction application, with plans to launch the FUN token in Q4. SynFutures: Perps DEX, with a cumulative trading volume of US$307.8 billion. Avantis: Perps DEX, supports leveraged trading in cryptocurrencies and forex. Glider: A blockchain abstraction trading platform that has raised $4 million in funding from Coinbase Ventures and others. Basenames: A username service launched by Base to facilitate on-chain collaboration among users.

2025/10/29

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The lending protocol 3Jane will launch on the mainnet in early November.

The lending protocol 3Jane will launch on the mainnet in early November.

PANews reported on October 29th that 3Jane, an unsecured lending protocol, announced its mainnet launch is expected in early November. Funding to USD3 and sUSD3 will be permissionless, with an initial cap of approximately $50 million. Initially, participation will be limited to US residents with total assets exceeding $150,000. Once fully launched, 3Jane will cover over 50 broad crypto-native asset classes, encompassing over 10,000 DeFi protocols, representing a total value exceeding $250 billion in decentralized finance and crypto assets. Earlier in June, it was reported that Paradigm led 3Jane's $5.2 million seed round of financing.

2025/10/29

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Solana Holds $185 Support, & Worldcoin Faces $0.40 Risk, While BlockDAG’s $432M+ Presale Marks It as the Best Crypto for 2025

Solana Holds $185 Support, & Worldcoin Faces $0.40 Risk, While BlockDAG’s $432M+ Presale Marks It as the Best Crypto for 2025

Crypto markets are showing renewed resilience as major altcoins attempt to stabilise after volatile weeks. The Solana (SOL) short term outlook remains constructive, holding firm above $185 despite consolidation after a 3,700% rally since 2022. Meanwhile, the Worldcoin (WLD) price prediction tilts cautiously bearish as WLD tests critical support around $0.80 amid a sharp drop […] The post Solana Holds $185 Support, & Worldcoin Faces $0.40 Risk, While BlockDAG’s $432M+ Presale Marks It as the Best Crypto for 2025 appeared first on Live Bitcoin News.

Author: LiveBitcoinNews

2025/10/29

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