ExchangeDEX+
Buy CryptoMarketsSpotFuturesGOLDEarnEvent Center
More
Commodity Zero-Fee Gala

Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15341 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
SBI and Ripple Back Evernorth’s $1B XRP Treasury Plan

SBI and Ripple Back Evernorth’s $1B XRP Treasury Plan

The post SBI and Ripple Back Evernorth’s $1B XRP Treasury Plan appeared on BitcoinEthereumNews.com. SBI Holdings and Ripple Back Evernorth’s $1B XRP Treasury Initiative Tokyo-based SBI Holdings has announced a strategic $200 million investment in U.S.-based Evernorth Holdings through a PIPE (Private Investment in Public Equity) financing round, joining forces with Ripple Labs and other key investors.  This move underscores SBI’s deepening commitment to advancing institutional adoption of the XRP digital asset on a global scale. Evernorth Holdings, founded to drive institutional adoption of XRP, is emerging as a key force in digital asset infrastructure.  The company plans to list on Nasdaq under the ticker XRPN through a merger with Armada Acquisition Corp. II (SPAC). The listing and capital raise, projected to surpass $1 billion, position Evernorth among the largest and most pivotal crypto-related SPAC deals to date. According to the announcement, proceeds from the fundraising will be directed primarily toward purchasing XRP on the open market. The goal is to establish one of the world’s largest public XRP treasuries, a strategic reserve aimed at enhancing the token’s institutional utility and market stability.  Beyond merely holding XRP, Evernorth plans to actively deploy its assets through institutional lending and Decentralized Finance (DeFi) platforms to generate additional yield and value growth. Therefore, this milestone marks a pivotal shift in the crypto landscape, underscoring the growing synergy between traditional finance and blockchain innovation.  SBI’s $200 million investment showcases Japan’s progressive embrace of blockchain technology and reinforces its deep partnership with Ripple, a collaboration that continues to drive the evolution of XRP-powered cross-border payments. Additionally, Evernorth has pledged to have all financial reports independently audited by a leading global firm, reinforcing transparency, strengthening institutional trust, and setting a new benchmark for accountability in the digital asset sector. Therefore, SBI Holdings is actively shaping XRP’s future through strategic investments, deep Ripple partnerships, and accelerating real-world adoption in global payments.…

Author: BitcoinEthereumNews

2025/10/22

Brian Armstrong Leads Coinbase Push for Private Transactions on Base

Brian Armstrong Leads Coinbase Push for Private Transactions on Base

TLDR Coinbase adds private USDC transfers to Base with Iron Fish tech. Base enables zk-proof privacy while keeping regulators in the loop. Wrapped USDC gains compliant privacy via Iron Fish integration. Coinbase’s Base merges privacy and compliance for onchain use. Iron Fish powers Base’s new privacy layer for secure transactions. Coinbase is advancing its efforts [...] The post Brian Armstrong Leads Coinbase Push for Private Transactions on Base appeared first on CoinCentral.

Author: Coincentral

2025/10/22

This Token May Recreate PEPE’s Pump That Turned $300 into $60,000

This Token May Recreate PEPE’s Pump That Turned $300 into $60,000

Back in 2023, Pepe Coin (PEPE) shocked the crypto market by turning a modest $300 investment into more than $60,000, as the meme coin frenzy ignited a wave of retail speculation and viral trading activity. PEPE’s meteoric rise became one of the most talked-about events in the market that year, proving how quickly new tokens […]

Author: Cryptopolitan

2025/10/22

Fed Skinny Master Account May Open Doors for Ripple RLUSD and XRP

Fed Skinny Master Account May Open Doors for Ripple RLUSD and XRP

TLDR Ripple applied for a Fed master account earlier this year. The Fed’s proposal allows direct payment access for eligible fintechs. RLUSD is nearing $1 billion in market cap with rising enterprise use. Ripple acquired GTreasury to expand blockchain in corporate finance. The U.S. Federal Reserve has proposed a new type of master account that [...] The post Fed Skinny Master Account May Open Doors for Ripple RLUSD and XRP appeared first on CoinCentral.

Author: Coincentral

2025/10/22

Concierge Trading: The Smarter Way To Create A Crypto Treasury

Concierge Trading: The Smarter Way To Create A Crypto Treasury

Every business leader is aware of the need to safeguard their company’s capital, and conventional wisdom dictates they should invest in a mix of traditional assets like bonds and stocks to protect against economic volatility.  But this isn’t the only option for ambitious business executives, for a new paradigm has emerged that involves stockpiling digital assets such as Bitcoin and Ethereum. That doesn’t mean engaging in speculative trading. Rather, these crypto treasuries represent a more sophisticated attempt by businesses to diversify their assets, and they can provide substantial advantages over traditional investments.  Notable companies with established crypto treasuries include Elon Musk’s Tesla Inc., Michael Saylor’s Strategy Inc. and the online performance marketing firm SharpLink Gaming. Strategy is believed to hold 640,250 BTC (worth around $72 billion), a truly humongous amount representing 3% of the total supply, while SharpLink has become one of the biggest Ethereum “whales” of all, amassing over 740,000 ETH, worth more than $3.04 billion at today’s prices.   Some executives might balk at the idea of holding crypto assets, and not just because of their volatile nature. The process of buying, selling and managing crypto securely is not for the faint-hearted, especially anyone who is new to dealing in digital assets. But that’s where concierge trading platforms like On-Demand Trading can make a difference. With its white-glove service, businesses don’t need any in-depth technical know-how to get to grips with crypto.  Why Create A Crypto Treasury?  First and foremost, crypto can be an excellent hedge against possible inflation. The economy today is notoriously unpredictable thanks to the uncertainty of U.S. trade policies and the on-and-off-again prospect of heavy tariffs. And inflation continues to be a challenge in many countries.  Bitcoin, with its supply capped at just 21 million coins, is designed to be anti-inflationary, and although its value moves up and down, anyone who zooms out and looks at the long-term picture will see that it has been on a steady upward trajectory for years. In fact, it has been rising ever since it was first created in 2009. There’s a good reason why Bitcoin is considered a “store of value”, and by holding it over the long term, businesses can hedge against inflation and benefit from its future appreciation.   Crypto treasuries can also be justified by the need for businesses to diversify their asset base as much as possible. In fact, some would argue that crypto is one of the best ways to do this, because the market doesn’t always correlate with traditional assets. Oftentimes, when the stock market is down, other assets will be down too, but crypto stays strong. There have been many instances in the past where the value of crypto assets has jumped at a time when other markets feel the heat. By holding a portion of their wealth in crypto, businesses can stabilize the value of their portfolios during moments of volatility.   Executives may also consider exploring the unique opportunities in decentralized finance that can only be accessed with crypto. DeFi protocols provide numerous ways for companies to generate yield, for instance, by staking, lending, or providing capital to liquidity pools to earn rewards. Crypto can also be used to invest in tokenized real-world assets that span everything from real estate to renewable energy to uranium.  A Strategic Trading Partner Businesses might be wary of entering the crypto realm, and that’s understandable. For instance, a company that’s involved in recycling used car parts or manufacturing washing machines is unlikely to know too much about buying and selling crypto. But technical knowledge is not required when engaging with specialized crypto trading platforms like On-Demand Trading.  Unlike traditional crypto exchange platforms, where users have to do everything themselves, On-Demand Trading offers a concierge experience for every customer and is especially suited to corporate clients. It’s like customer support on steroids – whereas other platforms just direct their users to their FAQ pages and online guides, On-Demand Trading assigns each client a dedicated account manager who can be accessed via chat 24 hours a day. They’re real humans, and it’s their job to guide customers throughout the crypto trading process.  Customers simply tell their account manager what they want to buy or sell, and they’ll be quoted a price, which they can either accept or decline. If they agree, On-Demand Trading provides wire transfer instructions, and the trade will be executed at that price on the same day. Repeat customers and larger volume trades can obtain discounted rates.  In fact, it’s more like engaging with a consultant than trading on a platform, with dedicated account managers working with businesses to help them craft customized strategies for their crypto treasuries, based on their level of risk tolerance, investment horizons and financial objectives.  Security is another area where On-Demand Trading excels, thanks to its robust compliance frameworks, multi-signature wallets and institutional-grade cold storage. Account managers can help companies to navigate whatever regulatory complexities they may face, with detailed transaction reporting to ensure they’re operating in full compliance.  Final Thoughts Creating a crypto treasury can be a smart move, but the smartest businesses won’t let this distract them from their core operations. Rather than looking for a crypto platform, they’ll find a strategic partner that’s able to handle all of the intricacies of their digital asset investments, leaving them free to focus on growing their business.

Author: Coinstats

2025/10/22

The Bitcoin Lesson: Those Who Bought at $100 Made Millions—Ozak AI at $0.012 Offers Similar Start

The Bitcoin Lesson: Those Who Bought at $100 Made Millions—Ozak AI at $0.012 Offers Similar Start

The Bitcoin story continues to serve as a lesson for early investors. Investors who purchased Bitcoin at $100 saw their holdings multiply to millions as the price surged beyond $120,000 in 2025. Today, a new player—Ozak AI—is capturing similar early interest. Ozak AI, at $0.012 , combines artificial intelligence and blockchain to create a data-driven […] The post The Bitcoin Lesson: Those Who Bought at $100 Made Millions—Ozak AI at $0.012 Offers Similar Start appeared first on Live Bitcoin News.

Author: LiveBitcoinNews

2025/10/22

Little Pepe Crypto Price Prediction: Is This the Next 100x Meme Coin Everyone Is Talking About?

Little Pepe Crypto Price Prediction: Is This the Next 100x Meme Coin Everyone Is Talking About?

Little Pepe nears $28M raised as its presale hits 95% completion. With CertiK audit approval and a meme-focused Layer 2 chain, it’s leaping beyond hype toward real utility.

Author: Blockchainreporter

2025/10/22

Crypto News: Galaxy Reports 1500% Profit Surge With Helios in Lead

Crypto News: Galaxy Reports 1500% Profit Surge With Helios in Lead

Galaxy Digital reports $505M profit surge, up 1,546%, as Helios AI campus expansion and trading gains drive record quarter.   Galaxy Digital reported a record-breaking quarter with profits rising by 1,546% to $505 million. The surge was driven by increased trading volume, treasury gains, and ongoing progress in its AI infrastructure project, Helios. The company […] The post Crypto News: Galaxy Reports 1500% Profit Surge With Helios in Lead appeared first on Live Bitcoin News.

Author: LiveBitcoinNews

2025/10/22

Big News: Ripple’s Evernorth XRP Project Receives $200 Million Investment from SBI Holdings

Big News: Ripple’s Evernorth XRP Project Receives $200 Million Investment from SBI Holdings

SBI Holdings invested $200 million in Evernorth via a PIPE deal ahead of its Nasdaq listing (“XRPN”). Evernorth plans to build one of the world’s largest XRP treasuries, manage it through DeFi and lending. The partnership with Ripple aims to give traditional investors a transparent, audited way to gain XRP exposure. Financial conglomerate SBI Holdings, Inc. has announced a major strategic investment in Evernorth Holdings Inc., a U.S.-based company established to promote institutional adoption of the cryptocurrency XRP. The move, made in partnership with Ripple Labs Inc., marks one of SBI’s largest commitments yet toward advancing XRP’s global utility. $200 Million Investment in PIPE Financing In a press release issued by SBI Holdings, the company revealed that it has invested $200 million in cash as part of a Private Investment in Public Equity (PIPE) round conducted by Evernorth. The financing is linked to Evernorth’s upcoming business combination with Armada Acquisition Corp. II, a special purpose acquisition company (SPAC), which will pave the way for Evernorth to list on the Nasdaq exchange under the ticker symbol “XRPN.” Evernorth expects to raise over $1 billion in total funding through the transaction. Building One of the World’s Largest XRP Treasuries Evernorth’s strategy focuses on acquiring XRP directly from open markets to establish one of the largest public XRP treasuries globally. Unlike typical institutional holdings, this treasury will be actively managed through activities such as institutional lending, DeFi participation, and yield generation, to sustain long-term asset growth. Also Read: XRP ETF Dreams on Hold: The Real Reason SEC Can’t Approve Anything Right Now XRPトレジャリー事業を展開するEvernorth社への出資に関するお知らせ［SBIホールディングス］ https://t.co/hZaC71w4Xt — 北尾吉孝 (@yoshitaka_kitao) October 21, 2025 To reinforce trust and transparency, the company confirmed that all financial statements will undergo independent audits by a major auditing firm, ensuring high standards of governance. Regulatory Clarity and Institutional Access SBI Holdings emphasized XRP’s strong regulatory position and established use case in cross-border payments as key factors behind its investment. “XRP is one of the few digital assets whose regulatory framework in the United States is becoming clear and whose practicality for global payments has been proven,” the company stated. The release described Evernorth’s Nasdaq listing as a “simple and highly liquid investment opportunity in XRP”, providing traditional investors with access to the asset through a regulated and audited public company, a model reminiscent of institutional vehicles like MicroStrategy for Bitcoin. Driving Growth of the XRP Ecosystem Beyond market accumulation, Evernorth intends to participate directly in the XRP Ledger’s ecosystem, including operating as a validator node to support network decentralization and security. This integrated approach, SBI said, reflects a commitment to the long-term expansion and utility of the XRP Ledger. “Evernorth’s efforts go beyond simple market trading; they pursue returns by participating in the growth of the entire XRP Ledger ecosystem,” the statement continued. “We believe this will be extremely significant in accelerating the further spread of XRP and its adoption by institutional investors.” A Strategic Alliance for the Next Phase of Adoption SBI Holdings and Ripple have maintained a long-standing partnership in promoting blockchain-based financial services across Asia. This latest investment signals a deepening collaboration aimed at bridging traditional finance and digital assets. With Evernorth positioned to bring XRP exposure to regulated capital markets, industry observers see the move as a potential catalyst for renewed institutional demand and broader integration of XRP into the global financial system. Also Read: Egrag Crypto: XRP Flipping Resistance Update, Key Level to Watch The post Big News: Ripple’s Evernorth XRP Project Receives $200 Million Investment from SBI Holdings appeared first on 36Crypto.

Author: Coinstats

2025/10/22

Evernorth and Armada Acquisition Corp II to Merge - Will Use $1 Billion to Create an XRP Treasury

Evernorth and Armada Acquisition Corp II to Merge - Will Use $1 Billion to Create an XRP Treasury

Evernorth Holdings Inc. and Armada Acquisition Corp II will merge to create a new publicly traded company. The merger will generate $1 billion in gross proceeds, which will then be used to buy XRP. Ripple CEO Brad Garlinghouse is set to be a strategic advisor to Evernorth.

Author: Hackernoon

2025/10/22

Recommended by active authors

BitcoinEthereumNews
BitcoinEthereumNews
4975Articles
Cryptopolitan
Cryptopolitan
1111Articles
Coinstats
Coinstats
983Articles
PANews
PANews
971Articles

Related Tags

#Oracle#Brifge#Yield-Farming#Basis-Trading#Prediction-Market#Launchpad#Liquid-Staking#DePIN#RWA

Latest Articles

NuriEdge Launches AI-Powered Coaching to Deliver Executive-Level Support to Managers and High-Pressure Teams at Scale

NuriEdge Launches AI-Powered Coaching to Deliver Executive-Level Support to Managers and High-Pressure Teams at Scale

2026/02/13 07:30
Ringgit strength seen extending lower – MUFG

Ringgit strength seen extending lower – MUFG

2026/02/13 07:20
Vertiv Holdings (VRT) explodes higher, but can bulls break through this resistance ceiling?

Vertiv Holdings (VRT) explodes higher, but can bulls break through this resistance ceiling?

2026/02/13 07:17
Neptune Insurance Holdings to Announce Fourth Quarter 2025 Financial Results

Neptune Insurance Holdings to Announce Fourth Quarter 2025 Financial Results

2026/02/13 07:01
Stellar (XLM) Powers IRL’s Stealth Crypto Onboarding at Major Cultural Events

Stellar (XLM) Powers IRL’s Stealth Crypto Onboarding at Major Cultural Events

2026/02/13 06:46