Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15234 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Billions Lost, Here Are the Top 5 Losers

Billions Lost, Here Are the Top 5 Losers

The post Billions Lost, Here Are the Top 5 Losers appeared on BitcoinEthereumNews.com. The Crypto Crash Context: Why Did It Happen? The latest crypto crash left the market in red across all major tokens. The reason behind the crash ties to global economic tension and heavy liquidations. Renewed US–China trade fears, massive profit-taking after record highs, and algorithmic selling cascades caused over $1 trillion to evaporate from total crypto market capitalization in a few hours. Total crypto market cap in USD over the past week – TradingView $Bitcoin and $Ethereum fell sharply, dragging altcoins and DeFi tokens with them. Let’s take a closer look at the top 5 losers in this crypto crash, their performance, and what these numbers mean. 1. Aster (ASTER) – The Biggest Loser of the Day Price: $1.06 24h Change: ▼18.28% 7d Change: ▼33.95% Market Cap: $2.15B Volume (24h): $1.53B Circulating Supply: 2.01B ASTER $Aster leads the list with an 18% daily drop and nearly 34% weekly loss. The high trading volume — over $1.5 billion — signals massive sell pressure, possibly from institutional profit-taking. Despite the sharp decline, liquidity remains strong, hinting that short-term panic might have exaggerated the move. If the selling persists, Aster could retest the $1.00 psychological level, but recovery depends on broader market sentiment and developer updates within the Astar ecosystem. 2. Aave (AAVE) – DeFi Blue Chip Feels the Pressure Price: $204.79 24h Change: ▼15.09% 7d Change: ▼26.66% Market Cap: $3.12B Volume (24h): $633M Circulating Supply: 15.25M AAVE $Aave, one of DeFi’s oldest and most trusted protocols, wasn’t spared. With a 15% daily decline, AAVE shows how vulnerable even top-tier decentralized lending tokens are during broad sell-offs. The sharp fall in total value locked (TVL) across DeFi platforms and reduced borrowing demand amplified the sell pressure. Still, Aave remains a major player in decentralized finance — and could rebound quickly if liquidity returns…

Author: BitcoinEthereumNews
Moody’s says the banking system, private credit markets are sound despite worries over bad loans

Moody’s says the banking system, private credit markets are sound despite worries over bad loans

The post Moody’s says the banking system, private credit markets are sound despite worries over bad loans appeared on BitcoinEthereumNews.com. Despite worries over bad loans at midsize U.S. banks, there’s little evidence of a systemic problem, according to a senior analyst at Moody’s Ratings. Marc Pinto, the agency’s head of global private credit, acknowledged in a interview on CNBC’s “Squawk Box” that there are concerns over loose lending standards and some slack in the conditions that institutions attach to loans. However, he said when looking at the system as a whole, contagion the likes that could trigger a broader financial crisis is not evident. “When we dig deeper here and look to see if there’s a turn in the credit cycle, which is effectively what the market seems to be focusing on, we can find no evidence,” Pinto said. “Now that’s what we’re seeing today. That could always change. But if we look at the asset quality numbers that we’ve seen over the last several quarters, we’re seeing very little deterioration at all.” Bank stocks sold off aggressively across the board Thursday after Zions and Bancorp and Western Alliance Bancorp disclosed holding bad loans related to the bankruptcies of two auto lenders. The worries have dragged down shares of investment bank Jefferies this month since it disclosed some exposure to bankrupt auto parts maker First Brands. Losses swept across the sector Thursday as worries grew that the danger could be more widespread. JPMorgan Chase CEO Jamie Dimon raised some eyebrows earlier this week when he said on the bank’s earnings conference call that “when you see one cockroach, there are probably more.” “One cockroach does not a trend make,” Pinto said. In fact, Pinto said default rates on high-yield debt this year have been relatively low, holding under 5%, and are expected to drift down to below 3% in 2026. By comparison, during the 2008 financial crisis, defaults in high-yield…

Author: BitcoinEthereumNews
Whitelist Opening Soon: The Global Blockchain Vision of Zero Knowledge Proof (ZKP) AI Crypto!

Whitelist Opening Soon: The Global Blockchain Vision of Zero Knowledge Proof (ZKP) AI Crypto!

Most blockchain projects start with excitement but quickly lose direction. They make promises but never show a path to reach them. Zero Knowledge Proof (ZKP) breaks that pattern by clearly mapping how it will evolve from a strong foundation to worldwide adoption. Every milestone builds on the last, forming a steady progression powered by privacy, […] The post Whitelist Opening Soon: The Global Blockchain Vision of Zero Knowledge Proof (ZKP) AI Crypto!  appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
How $218B pension bill makes BTC a state asset this time

How $218B pension bill makes BTC a state asset this time

The post How $218B pension bill makes BTC a state asset this time appeared on BitcoinEthereumNews.com. Florida is back with another attempt to put Bitcoin on the state’s balance sheet. The new bill, HB 183, revives last year’s failed effort but with sharper teeth and broader reach. It once again sets a ceiling of 10% of certain state funds that could be allocated to digital assets, including Bitcoin and regulated ETFs. But where the 2025 bill was mostly an aspirational gesture, this one reads like a working blueprint. It spells out how custody would work, who gets to make the calls, and even what happens if the state loses control of its private keys. The bill runs long and detailed, and for good reason: HB 183 is meant to show that Florida can actually hold crypto in a way that passes audit. It defines digital assets to include Bitcoin, tokenized securities, and other cryptographically recorded instruments under Florida’s electronic record laws. It also opens the door to exchange-traded products that hold digital assets alongside stocks or commodities. That expansion means the state isn’t only talking about stacking Bitcoin. It’s positioning itself to own exposure through SEC-registered ETFs or even tokenized securities, as long as they meet custody and disclosure standards. The bill designates the Chief Financial Officer as the central actor. The CFO could allocate up to 10% of each state fund account, from General Revenue to trust and agency funds, into approved crypto or ETF instruments. The same ceiling applies to the pension system, where the State Board of Administration could invest up to 10% of the Florida Retirement System Trust Fund. Those limits mirror last year’s bill but clarify that the cap applies per account, not to all funds collectively, effectively widening the potential pool. None of it is mandatory, as these are ceilings, not quotas, but the legal authorization is sweeping enough to…

Author: BitcoinEthereumNews
JPMorgan Chase’s “cockroaches” warning may signal broader strain on regional banks and non-bank lending

JPMorgan Chase’s “cockroaches” warning may signal broader strain on regional banks and non-bank lending

The post JPMorgan Chase’s “cockroaches” warning may signal broader strain on regional banks and non-bank lending appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Banking contagion risk is rising after the Tricolor and First Brands bankruptcies, which forced charge-offs and legal claims against lenders and asset managers; investors should watch loan-loss provisions, non-bank lending exposure, and regional bank balance sheets for further stress. Immediate impact: Regional banks and lenders recorded charge-offs and legal claims tied to Tricolor and First Brands. Market reaction: Zions fell ~13%, Western Alliance ~10%, and Jefferies dropped over 10% after exposure disclosures. Systemic indicator: Non-bank lending is the leading driver of U.S. loan growth in 2025 (Federal Reserve data), raising contagion concerns. Banking contagion risk rises after Tricolor and First Brands collapses; monitor regional bank charge-offs, loan provisions, and non-bank lending exposure. Read the latest analysis from COINOTAG. By COINOTAG | Published: 2025-10-17 | Updated: 2025-10-17 COINOTAG recommends • Professional traders group 💎 Join a professional trading community Work with senior traders, research‑backed setups, and risk‑first frameworks. 👉 Join the group → COINOTAG recommends • Professional traders group 📊 Transparent performance, real process Spot strategies with documented months of triple‑digit runs during strong trends; futures plans use defined R:R…

Author: BitcoinEthereumNews
5 Hidden Gem Altcoins Under $1 to Watch in 2025

5 Hidden Gem Altcoins Under $1 to Watch in 2025

The post 5 Hidden Gem Altcoins Under $1 to Watch in 2025 appeared on BitcoinEthereumNews.com. SEI Network’s institutional backing positions it for a potential parabolic rise in Q4 2025. ONDO Finance is bridging traditional securities with blockchain, and its acquisition of Oasis Pro boosts its U.S. market prospects. Meme coin Pengu is also gaining traction with real-world merchandise and institutional interest. In a recent YouTube segment, Maddie, the host of Altcoin Buzz, shared five altcoins trading below $1 that have strong fundamentals and could make waves in Q4 2025.  SEI Network: Financial App Chain Poised for Growth Key Highlights: SEI Network is a financial app chain with a focus on speed, low costs, and scalability. Recently, global financial giants like BlackRock and Brevin Howard’s master fund have jumped on board, making SEI an exciting project to watch. SEI is targeting the rapidly expanding real-world assets (RWA) space, with over $4.5 billion in tokenized assets currently under management through its partnership with Securitize. Despite the volatility in the market, SEI’s price remains below $1 (currently $0.188). With a solid foundation and institutional backing, Maddie believes SEI is gearing up for a significant price surge. ONDO Finance: Bridge Between Traditional Securities and Crypto Key Highlights: ONDO Finance’s recent launch of global markets on-chain is a game-changer. The project focuses on bridging the gap between traditional public securities and blockchain technology. ONDO recently acquired Oasis Pro, a licensed broker-dealer in the U.S., which strengthens its position in the capital markets. At a current price of $0.67, ONDO’s market cap sits at $2.4 billion, and with no token unlock until January 2026, the token’s price is expected to stabilize in the meantime. ONO has big ambitions to integrate Wall Street with blockchain. Although the timing has been rocky due to recent market fluctuations, the project’s infrastructure and regulatory compliance make it a solid play in the world of RWAs.…

Author: BitcoinEthereumNews
Bitcoin Holds Above $100K While AlphaPepe Presale Emerges as 2025’s Top Retail Pick

Bitcoin Holds Above $100K While AlphaPepe Presale Emerges as 2025’s Top Retail Pick

Bitcoin’s dominance is once again being tested — not by weakness, but by evolution. As the world’s first cryptocurrency holds firmly above the $100,000 mark, it’s proving that institutional interest and mainstream acceptance are here to stay. But even as BTC consolidates, retail investors are looking elsewhere for stronger returns. Enter AlphaPepe (ALPE) — the […]

Author: Cryptopolitan
MrBeast eyes crypto and banking services with new trademark filing

MrBeast eyes crypto and banking services with new trademark filing

The post MrBeast eyes crypto and banking services with new trademark filing appeared on BitcoinEthereumNews.com. Key Takeaways A new trademark application filed by Beast Holdings, LLC on October 13 reveals plans for a brand called “MrBeast Financial.” The filing covers a wide range of services spanning banking, investment, consumer lending, and cryptocurrency exchange functions. MrBeast, the world’s largest YouTuber, has filed a trademark for “MrBeast Financial,” a potential fintech venture covering banking, investment, and crypto-related services. The filing indicates MrBeast may be exploring financial services with possible crypto integration. Known for his viral challenges and philanthropic stunts, the YouTuber now seems to be eyeing a move into fintech. MrBeast has publicly disavowed any plans to launch meme coins or similar crypto products, warning fans that such claims are fraudulent attempts to scam his audience. The YouTuber has repeatedly emphasized that unverified projects claiming affiliation with him are scams. Source: https://cryptobriefing.com/mrbeast-files-bitcoin-bank-app-trademark/

Author: BitcoinEthereumNews
Tether Unveils Open Source WDK to Empower Crypto Wallets

Tether Unveils Open Source WDK to Empower Crypto Wallets

The post Tether Unveils Open Source WDK to Empower Crypto Wallets appeared on BitcoinEthereumNews.com. Key Highlights:  Tether has launched WDK ( Wallet Development Kit) so that developers can build secure, multi-chain crypto wallets. The wallet will support various blockchains. The platform allows wallets to run on any device (including smartphones, desktops, IoT devices and AI agents).  Tether, a key player in the digital asset space, has launched its Wallet Development Kit (WDK), an open-source toolkit built to transform how secure, multi-chain self-custodial wallets are created and launched. The announcement was made through Tether’s official X (formerly known as Twitter) account today, October 17, 2025. Tether hopes that this initiative will assist developers, companies to run businesses, governments, and even self-governing artificial intelligence agents in creating cross-platform wallets that can accommodate a wide range of blockchain use cases. Tether announces launch of its Wallet Development Kit (WDK) on social media platform X An Open-Source Toolkit for Building Secure, Multi-Device Self-Custodial Wallets Tether’s WDK is designed to support the creation of self-custodial wallets that work without any hassle across various devices. This includes IoT systems, embedded hardware, mobile phones, desktops, and servers. The platform will offer a single framework to build production-ready wallets with features covering DeFi, payments, savings, gaming, prediction markets, and tipping. By making the toolkit open-source, Tether is encouraging developers worldwide to come together to review, improve, and create independent, secure wallets, removing the need for reliance on centralized providers. Paolo Ardoino, CEO of Tether, emphasized that self-custodial wallets are essential for creating a free and resilient financial system. He is also imagining a future where programmable money functions like a social network, linking people, autonomous machines, and AI agents. In this vision, the WDK acts as the foundation of a scalable and modular infrastructure, capable of supporting trillions of independent, secure wallets worldwide. Ecosystem-Agnostic Design with Broad Multi-Chain Support The key advantage…

Author: BitcoinEthereumNews
Truist Financial Corporation (TFC) Stock: Q3 Profit Climbs as Earnings and Revenue Beat Estimates

Truist Financial Corporation (TFC) Stock: Q3 Profit Climbs as Earnings and Revenue Beat Estimates

TLDR Q3 2025 profit rose to $1.35 billion, or $1.04 per share, up from $0.99 last year. Revenue grew 1.9% to $5.24 billion, beating estimates of $5.15 billion. Adjusted EPS of $1.35 topped expectations by 35.9%. Tangible book value per share rose 7.4% year-over-year to $32.57. Shares traded at $41.55, up 1.2% after results. Truist [...] The post Truist Financial Corporation (TFC) Stock: Q3 Profit Climbs as Earnings and Revenue Beat Estimates appeared first on CoinCentral.

Author: Coincentral