Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14909 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
XRP Staking Revolution: Tundra Presale Delivers Superior Wealth Generation

XRP Staking Revolution: Tundra Presale Delivers Superior Wealth Generation

The post XRP Staking Revolution: Tundra Presale Delivers Superior Wealth Generation appeared on BitcoinEthereumNews.com. For years, XRP holders have faced a frustrating reality: their assets, while secure and widely used for cross-border payments, generated no yield. Unlike Ethereum or Solana communities, which offer multiple staking options, XRP owners received appreciation alone. XRP Tundra has now addressed that gap. It is a project that introduces staking via Cryo Vaults and delivers a dual-token presale structure to multiply wealth creation. The presale is drawing comparisons with historic ICO booms, but with one critical difference: participants aren’t buying into speculation alone. Instead, they’re acquiring utility tokens backed by audited contracts, verifiable team identity, and a staking system engineered for long-term sustainability. Cryo Vaults: Making XRP Work Harder The centerpiece of XRP Tundra’s ecosystem is the Cryo Vaults. These specialized staking environments allow holders to “freeze” their XRP for fixed periods and receive token rewards. Vaults range from short seven-day locks to ninety-day commitments, each offering increasing annual percentage yields. With the addition of Frost Key NFTs, returns can climb as high as 30% APY, rewarding patience and loyalty to the ecosystem. Unlike lending platforms, Cryo Vaults ensure XRP never leaves the Ledger. The tokens remain within the XRPL’s native infrastructure, eliminating third-party risk and preserving the security XRP investors have come to trust. This makes staking accessible to anyone familiar with simple transfers, without requiring complicated DeFi tools. The vault lineup offers flexibility: shorter periods provide liquidity for traders, while long-term freezes grant maximum yield. Together, they represent a turning point for XRP, transforming dormant holdings into productive capital. Dual-Token Presale With Multiples Built In XRP Tundra’s presale adds another layer of value. Every purchase delivers two tokens for one investment: TUNDRA-S, built on Solana, functions as the ecosystem’s utility and yield token. TUNDRA-X, built on the XRP Ledger, anchors governance and reserves. In Phase 5, buyers…

Author: BitcoinEthereumNews
Solana Blockchain Powers Tundra Presale’s Millionaire-Making Machine

Solana Blockchain Powers Tundra Presale’s Millionaire-Making Machine

The post Solana Blockchain Powers Tundra Presale’s Millionaire-Making Machine appeared on BitcoinEthereumNews.com. Presales are often measured by hype rather than design, but XRP Tundra has drawn attention for blending two chains into a single wealth-creation framework. Its presale gives investors exposure to a Solana-based utility token and a governance token anchored to the XRP Ledger, with staking access guaranteed once Cryo Vaults open. The approach builds on XRP’s global settlement credibility while tapping Solana’s speed and efficiency. Together, they provide the structural support for a project already being called one of the most lucrative offerings of 2025. Solana as the Engine Behind TUNDRA-S At the center of the presale sits TUNDRA-S, a Solana-native token that powers yield, vault rewards, and liquidity mechanisms. Solana’s high throughput ensures that transactions around staking and pool operations remain inexpensive and seamless, even under heavy network demand. In the current Phase 5 round, buyers purchase TUNDRA-S at $0.091, gain a 15% token bonus, and receive free TUNDRA-X tokens — the XRP Ledger-based governance and reserves asset — valued at $0.0455. At launch, pricing escalates sharply, with TUNDRA-S set at $2.50 and TUNDRA-X at $1.25, illustrating the scale of potential returns for presale participants. Cryo Vaults: Turning XRP Into Yield For XRP holders, the standout innovation is the introduction of Cryo Vaults — staking systems that lock XRP on-ledger while distributing rewards in TUNDRA tokens. Vaults can be accessed with varying time commitments, ranging from seven to ninety days. With the addition of Frost Key NFTs, annual yields can climb as high as 30% APY. Importantly, XRP never leaves the XRPL ecosystem. That security-first approach gives long-term holders confidence that staking won’t introduce counterparty risks. While staking is not yet live, presale allocations guarantee entry into the vault system once it launches, creating a built-in incentive to participate early. DAMM V2: Liquidity Designed for Stability XRP Tundra’s Solana…

Author: BitcoinEthereumNews
Ethereum Foundation Converts $4.5M ETH to Stablecoins

Ethereum Foundation Converts $4.5M ETH to Stablecoins

The post Ethereum Foundation Converts $4.5M ETH to Stablecoins appeared on BitcoinEthereumNews.com. The Ethereum Foundation (EF) announced plans to convert 1,000 Ether (ETH) into stablecoins to finance research, grants and donations, aligning with its broader treasury strategy and involvement in funding decentralized finance (DeFi) initiatives.  The sale, worth approximately $4.5 million at current prices, was executed via CoW Swap, a decentralized trading protocol that aggregates liquidity across multiple exchanges to offer users competitive prices without relying on a centralized intermediary. Neither the foundation’s announcement nor its treasury policy specified which stablecoins it would receive in exchange for the ETH. Source: Ethereum Foundation This latest conversion follows EF’s earlier disclosure in September that it planned to convert 10,000 ETH into stablecoins over several weeks. However, Friday’s transaction appears to be separate from that initiative, given its smaller scale and use of CoW Swap rather than a centralized exchange. According to the Ethereum Foundation Treasury Policy, EF seeks to “balance between seeking returns above a benchmark rate and extending EF’s role as a steward of the Ethereum ecosystem, with a particular focus on DeFi.” The increased use of stablecoins also comes as EF temporarily paused open grant submissions to its Ecosystem Support Program, citing an influx of applications. The foundation said it will instead prioritize funding for the network’s most pressing needs. In April, EF also announced a leadership restructuring to improve strategic and operational management. The foundation appointed Hsiao-Wei Wang and Tomasz K. Stańczak as co-executive directors, both of whom previously held roles within EF. In June, the foundation laid off staff and restructured its core development team. Related: ‘Vitalik: An Ethereum Story’ is less about crypto and more about being human Vitalik Buterin doubles down on DeFi Since its launch, Ethereum has remained the leading platform for DeFi applications. Despite growing competition from other blockchain networks, Ethereum still accounts for roughly 68%…

Author: BitcoinEthereumNews
Weekly Flows for Spot Bitcoin ETF and Spot Ethereum ETF Aligned Positively; Prices Surged Significantly

Weekly Flows for Spot Bitcoin ETF and Spot Ethereum ETF Aligned Positively; Prices Surged Significantly

The post Weekly Flows for Spot Bitcoin ETF and Spot Ethereum ETF Aligned Positively; Prices Surged Significantly appeared on BitcoinEthereumNews.com. Spot Bitcoin ETF recorded the highest inflow of $985.1 million on October 03, 2025. Spot Ethereum ETF noted the maximum inflow worth $546.9 million on September 29, 2025. BTC price and ETH price surged by over 11% in the last 7 days. This week saw inflows for both, Spot Bitcoin ETF and Spot Ethereum ETF. BTC price and ETH price also surged over the last 7 days. Factors that could have played a role here are upcoming probable rate cuts and the conclusion of the correction phase. Nevertheless, all days of the week saw positive movement of funds from September 29, 2025, to October 03, 2025. Positive Flows for Spot Bitcoin ETF and Spot Ethereum ETF Spot Bitcoin ETF has a cumulative total inflow of $60.01 billion as of October 03, 2025. The entire week saw funds move inward, with the highest number reported yesterday. Funds worth $985.1 million flowed inward, led by BlackRock’s IBIT, which reported a figure of $791.6 million. The lowest movement was on September 30, 2025, for $429.9 million. Out of that total, BlackRock’s IBIT saw a major share of $199.4 million, followed by Ark Invest’s $105.7 million. The cumulative total inflow of Spot Ethereum ETF stands at $14.43 billion as of October 03, 2024. It opened the week with the highest inflow of $546.9 million, out of which Fidelity’s FETH contributed over $202.2 million. BlackRock’s ETHA reported the second-highest inflow of $154.2 million that day. The lowest movement happened on October 01, 2025, for $80.9 million. Fidelity again maintained the lead with an inward movement of $36.8 million, followed by BlackRock with $26.2 million inflow. Grayscale’s ETHE stayed too low that day with just $3.6 million to its name. Weekly Surge for BTC Price and ETH Price BTC price and ETH price surged significantly over…

Author: BitcoinEthereumNews
Solana (SOL) Updates Eye $235, Cronos (CRO) News $1, F1GENESIS Bonus Boosts BDAG Presale

Solana (SOL) Updates Eye $235, Cronos (CRO) News $1, F1GENESIS Bonus Boosts BDAG Presale

The post Solana (SOL) Updates Eye $235, Cronos (CRO) News $1, F1GENESIS Bonus Boosts BDAG Presale appeared on BitcoinEthereumNews.com. Crypto News Explore Solana (SOL) updates near $235, Cronos (CRO) news targeting $1, and join BlockDAG’s F1 presale turbo at $420M with $0.0015 entry. Some traders following the latest Solana (SOL) updates notice how the network keeps running into scaling limits whenever demand spikes. Others watching the fresh Cronos (CRO) news see hype around partnerships but wonder if the follow-through will be strong enough to lift CRO past resistance. Both tokens show progress, but they also reveal gaps that leave investors questioning how much real upside is left. So here’s the question, why settle for waiting when another option is already putting results on the table? That’s where BlockDAG (BDAG) comes in, positioning itself as the breakout crypto of 2025. With its F1 partnership live, a working testnet, and a presale already powering past $420M at $0.0015, BlockDAG is offering clear delivery while others stall. Spots are limited, and its GENESIS entry looks more like a launchpad than a waiting game. BlockDAG’s F1GENESIS Turbo Entry Think of any high-performance car, the moment that sets it apart is when the turbo kicks in. For BlockDAG, that turbo is GENESIS. The project has built its presale around this idea, offering early participants the chance to secure BDAG at $0.0015 before the gears shift higher. The F1GENESIS code is the entry ticket, and with $420M already raised plus 3 million users mining on the X1 app, this early window is already proving why BlockDAG is being called a breakout crypto for 2025. Spots are disappearing quickly, and once the first 5,000 claim allocations are filled, latecomers will be watching from the sidelines. The financial upside is clear. At $0.0015, buyers are locking in an entry point that many see as heavily discounted compared to where BDAG is likely to list. With nearly half…

Author: BitcoinEthereumNews
Solana (SOL) Updates Target $235, Cronos Eye Surge while F1GENESIS Bonus Turbocharges BlockDAG’s $420M Presale

Solana (SOL) Updates Target $235, Cronos Eye Surge while F1GENESIS Bonus Turbocharges BlockDAG’s $420M Presale

Some traders following the latest Solana (SOL) updates notice how the network keeps running into scaling limits whenever demand spikes. […] The post Solana (SOL) Updates Target $235, Cronos Eye Surge while F1GENESIS Bonus Turbocharges BlockDAG’s $420M Presale appeared first on Coindoo.

Author: Coindoo
Coinbase Applies for Federal Trust Charter to Expand Custody and Payment Services

Coinbase Applies for Federal Trust Charter to Expand Custody and Payment Services

TLDR Coinbase has applied for a National Trust Company Charter from the Office of the Comptroller of the Currency but states it has no intention of becoming a bank. The trust charter would allow Coinbase to expand custody and payments services under federal oversight without needing state-by-state approvals. This charter does not permit lending, deposits, [...] The post Coinbase Applies for Federal Trust Charter to Expand Custody and Payment Services appeared first on CoinCentral.

Author: Coincentral
Coinbase Files for OCC Trust Charter, Says It Won’t Become a Bank

Coinbase Files for OCC Trust Charter, Says It Won’t Become a Bank

The post Coinbase Files for OCC Trust Charter, Says It Won’t Become a Bank appeared first on Coinpedia Fintech News Coinbase is making another push into traditional finance. The U.S.’s largest crypto exchange has applied for a National Trust Company Charter from the Office of the Comptroller of the Currency (OCC).  The license could give Coinbase more control over custody and payments, but the company is keen to stress one thing: “We have no intention …

Author: CoinPedia
Crypto Presales 2025 | Blazpay Leads the Pack of Pre Sale Tokens with Avalanche, Ethereum & Sui Gaining Momentum

Crypto Presales 2025 | Blazpay Leads the Pack of Pre Sale Tokens with Avalanche, Ethereum & Sui Gaining Momentum

The post Crypto Presales 2025 | Blazpay Leads the Pack of Pre Sale Tokens with Avalanche, Ethereum & Sui Gaining Momentum  appeared on BitcoinEthereumNews.com. The focus in crypto for 2025 is expanding beyond Bitcoin ETFs and market rallies, with presale tokens attracting growing interest from early participants seeking exposure before exchange listings. This year, several projects are drawing attention as notable opportunities for long-term gains, including Blazpay ($BLAZ), Avalanche (AVAX), Ethereum (ETH), and Sui (SUI). Blazpay’s token presale features a low entry price, a phased token release model, and a developing suite of utilities. Avalanche emphasizes network speed, Ethereum maintains its role as a widely adopted benchmark, and Sui explores innovative applications in gaming and social platforms. Together, these projects highlight the diversity of top 100x crypto offerings in 2025 and the different approaches teams are taking to attract early participants. Blazpay: The 100x Potential Presale of 2025 Unlike older projects, Blazpay enters the scene fully tailored for today’s crypto community. Its presale launched at just $0.006 per token, with phased price increases rewarding early participants. But what truly sets Blazpay apart are its practical, user-focused utilities: AI-Powered DeFi Assistant:  Blazpay’s AI isn’t just a tool; it’s your personal crypto strategist. It provides actionable recommendations for swaps, staking, and liquidity positions, tracks market movements in real time, and adapts to your habits to maximize efficiency and potential profits. Beginners benefit from guided onboarding and step-by-step instructions, while experienced traders gain insights to make data-driven decisions across multiple chains. $BLAZ turns DeFi into an engaging experience. Users earn points, badges, and tokens for everyday actions like trading, staking, or managing NFTs. This gamification not only encourages participation but also rewards consistent activity, creating a fun and interactive environment where users learn, grow, and profit simultaneously. These two utilities make $BLAZ more than a token; it’s a practical, next-gen DeFi platform. While Avalanche, Ethereum, and Sui focus on network effects or specialized utilities, this project delivers…

Author: BitcoinEthereumNews
MoonBull Stage 4 Surge – Best 1000x Meme Coin Presale 2025 as FLOKI Expands, Dogecoin Slows

MoonBull Stage 4 Surge – Best 1000x Meme Coin Presale 2025 as FLOKI Expands, Dogecoin Slows

The post MoonBull Stage 4 Surge – Best 1000x Meme Coin Presale 2025 as FLOKI Expands, Dogecoin Slows appeared on BitcoinEthereumNews.com. Crypto News MoonBull rockets past $200K in Stage 4 with 11,800% ROI potential, making it the best 1000x meme coin presale. FLOKI builds momentum while Dogecoin faces ETF delays. 1000x meme coin presale opportunities don’t show up every cycle, but when they do, they rewrite portfolios and create legends. MoonBull is emerging as the star of this season, blending meme culture with mechanics that actually deliver. From auto-liquidity to reflections and burns, every transaction strengthens its ecosystem and fuels scarcity. For early believers, this isn’t just a token; it’s rocket fuel coded into a presale. Investors seeking the best 1000x meme coin presale in 2025 understand that the meme market is less about luck and more about timing. As the saying goes, “Don’t get left holding the bag.” FLOKI and Dogecoin continue to deliver headlines, but the presale hype orbiting MoonBull has turned heads with a math-driven ROI that makes waiting costly. Why MoonBull Mechanics Prove It’s the Best 1000x Meme Coin Presale 2025? MoonBull ($MOBU) isn’t built on empty hype; it’s engineered with mechanics that reward loyalty and fuel scarcity. Its Bull’s Engine powers growth through three coded channels. Every sell adds 2% liquidity to strengthen markets, 2% reflections to reward holders instantly, and 1% burns to permanently reduce supply. The result: each transaction deepens liquidity, compounds wealth, and makes every token rarer over time. That’s how conviction turns into rocket fuel. Now add MoonBull’s referral system, designed for viral growth. Invite someone, and you pocket 15% of their buy-in tokens instantly. Your invitee also scores 15% extra tokens, creating a win-win loop. With monthly USDC leaderboards rewarding top connectors, MoonBull transforms word-of-mouth into an unstoppable engine. This system alone makes it one of the hot 1000x meme coin presale picks to watch in October. MoonBull’s tokenomics align with…

Author: BitcoinEthereumNews