Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16373 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
How Do Cryptocurrencies Help Developing Countries?

How Do Cryptocurrencies Help Developing Countries?

Citizens of developing countries may have trouble accessing standard financial services, such as bank loans, mortgages, money transfers, or savings accounts. For many, cryptocurrencies offer a solution.

Author: Brave Newcoin
Important news from last night and this morning (November 27-November 28)

Important news from last night and this morning (November 27-November 28)

Data: Over the past 30 days, Bitcoin whales have flowed $7.5 billion into Binance, the highest level in a year. CryptoQuant analyst Martunn wrote that the latest data shows that over the past 30 days, Bitcoin whales have poured $7.5 billion into Binance, the highest level in a year. This surge in inflows is similar to the pattern seen during previous periods of high market volatility (such as March 2025), when Bitcoin's price plummeted from approximately $102,000 to a low of $70,000. In these situations, whales typically move funds into exchanges to take profits or manage risk when the market weakens. Given that the 30-day inflow indicator is still climbing, the current data does not yet indicate that selling pressure has stabilized. For investors, this mainly means that the risk zone has not yet been fully resolved. Large inflows into exchanges often act as a barometer of pressure: they indicate that funds are being mobilized, but do not necessarily predict when a trend reversal will occur. In similar periods in the past, it took the market about a month to find a local bottom. Entrée Capital raises $300 million in new fund, focusing on early-stage investments in AI, cryptocurrencies, and other sectors. According to official news, Entrée Capital has announced the successful raising of a new $300 million fund focused on early-stage investments. This brings the company's total assets under management to $1.5 billion. The new funds will primarily be deployed in pre-seed, seed, and Series A investments in Israel, the UK, Europe, and the US. The new fund will target founders in the following areas: Artificial Intelligence (covering native AI applications, vertical AI, and enabling infrastructure); Deep Technology and Quantum Computing (including computing technologies, science-driven systems, and advanced materials); Software, Data, and B2B Productivity Enhancement; Cryptocurrency (primarily focusing on infrastructure and security); and unconventional cutting-edge innovation. Entrée Capital has previously invested in Web3 domain registrars such as Freename and Bitcoin payment startup Breez. A whale borrowed another 5.5 million USDT from Aave and subsequently bought 60.07 WBTC. According to on-chain analyst @ai_9684xtpa, address 0x931...3c721 continues to borrow funds to go long on WBTC. In the past 3 hours, he borrowed 5.5 million USDT from Aave, transferred it to address 0x276...23E87, and bought 60.07 WBTC at an average price of $91,242.6. Currently, he has borrowed a total of 22.48 million USDT by pledging 375.07 WBTC on Aave. Bitmine has purchased 14,618 ETH from BitGo, worth $44.34 million. According to OnchainLens monitoring, Bitmine has purchased 14,618 ETH from BitGo, worth $44.34 million. Alliance DAO co-founder: L1 token lacks a moat; betting on the application layer may be the way out. QwQiao, co-founder of Alliance DAO, stated in an article on the X platform that he finds it difficult to convince himself to hold L1 public chain tokens long-term. The reason is not their high price-to-earnings ratio (P/E), but rather the lack of a moat, making them easily commoditized and difficult to capture meaningful value. Currently, cross-chain transfers are very convenient for users, and most application developers can quickly migrate their applications from one chain to another. Furthermore, launching a new chain is significantly easier than before, and the switching costs are far lower than infrastructure like AWS. QwQiao also mentioned that the only way for a chain to strengthen its moat is to develop vertically and control the application layer. He observed that chains like Solana, Base, and Hyperliquid have realized this and are actively taking action, as is the emerging enterprise-level chain Tempo. He firmly believes that the crypto industry will experience exponential growth, and betting on the application layer is the best way to express this view. OKX donated HK$10 million to Hong Kong to support emergency relief and recovery efforts. According to official sources, OKX has donated HK$10 million to Hong Kong to support local emergency relief and disaster recovery efforts. As cryptocurrency fraud spreads, Interpol has upgraded fraud networks to a global threat. According to Decrypt, Interpol adopted a resolution at its general assembly in Marrakech this week, formally recognizing cryptocurrency-related fraud as a core element of a massive fraud industry and listing the network as a transnational criminal threat. Global law enforcement agencies are currently strengthening coordinated control over its financial flows. These criminal networks rely on human trafficking, online fraud, and forced labor, with victims from over sixty countries. Criminals often lure victims with promises of high-paying overseas jobs, forcing them into illegal locations and engaging in illicit activities such as voice phishing, romance scams, investment fraud, and cryptocurrency scams. Fraud rings recruit victims using fake job opportunities, transport them to illegal locations, and then force them to commit crimes. They utilize advanced technology to "deceive victims and cover up their crimes," and these transnational criminal networks are "highly adaptable." The fraud hub model initially attracted international attention in Southeast Asia and has now spread to parts of Russia, Colombia, East African coastal countries, and parts of the UK. In May of this year, the US Treasury Department severed financial ties with Cambodia's Huawang Group, accusing it of laundering $4 billion in money for fraud. This month, the U.S. Department of Justice, together with several other agencies, established a special task force to combat this crime. This resolution by Interpol marks a new stage in global law enforcement cooperation. A "whale" that accumulated WBTC and ETH at high prices through revolving loans has sold off 350 WBTC at a loss in the past week. According to on-chain analyst Yu Jin, a "whale" who hoarded WBTC and ETH at high prices through revolving loans subsequently sold off 18,517 ETH at a loss, incurring a loss of $25.29 million. He also gradually sold off his WBTC at a loss. Over the past week, he sold 350 WBTC at an average price of $87,732, exchanging them for 30.7 million USDT. His WBTC cost price was $116,762, resulting in a loss of $10.16 million from this sale. His remaining 1,210 WBTC are currently showing a paper loss of $30.9 million. The UK Financial Conduct Authority opens sandbox environment for stablecoin companies. According to Ledger Insights, the UK Financial Conduct Authority (FCA) has announced the launch of a stablecoin project group as part of its regulatory sandbox program, with an application deadline of January 18, 2026. Bloomberg also reports that the UK Debt Management Office is exploring expanding the UK government bond market, a move that will be related to stablecoin reserves. In a speech yesterday, David Geale of the FCA stated that a “large company” has been included in the sandbox program to test a sterling stablecoin for payments. Sandbox participants must ensure their designs comply with the requirements outlined in the FCA's consultation document in May. The UK employs a two-track system for stablecoin regulation: the Bank of England regulates systemically important stablecoins for prudential and financial stability purposes; the FCA is responsible for regulating other stablecoins, and is also responsible for the conduct and consumer protection oversight of all stablecoins. The UK has proposed introducing a "no profit, no loss" tax rule for DeFi. According to CoinDesk, the UK government is developing a new tax framework that could benefit DeFi users. A proposal released this week shows that HM Revenue and Customs supports a "no profit, no loss" principle for cryptocurrency lending and liquidity pool arrangements. Under the current system, DeFi users depositing funds into protocols, even just for profit or as collateral for loans, can trigger capital gains tax. The new measure will postpone tax payment until an economically meaningful asset disposal occurs. This means that users depositing cryptocurrency into lending protocols or providing tokens to automated market makers will no longer need to pay tax on the deposit itself, but only when they eventually sell or trade the assets and realize a profit or loss. The proposal aims to align tax rules with the actual operation of DeFi, thereby reducing the administrative burden and avoiding unreasonable tax outcomes. The new principle also applies to complex multi-token arrangements; if a user withdraws more tokens than they deposited, the profit will be taxed; if less, it will be considered a loss. However, this model is not yet finalized, and the government is still consulting with professionals and DeFi developers. While HM Revenue and Customs has not set a timetable for legislation, it has stated that it will continue to engage with the industry to assess the necessity of such legislation. Bitwise has updated its filing for the spot Avalanche ETF, proposing to add staking functionality. According to CoinDesk, Bitwise has updated its filing with the U.S. Securities and Exchange Commission (SEC) for its spot Avalanche ETF. This revision changes the ETF's ticker symbol to BAVA and sets the sponsorship fee rate at 0.34%, currently the lowest among similar products. In comparison, VanEck's Avalanche ETF has a fee rate of 0.40%, and Grayscale's is 0.50%. The updated S-1 filing also states that the trust will be allowed to stake up to 70% of its AVAX holdings on Avalanche's proof-of-stake network to earn additional tokens. However, the issuer is considering deducting 12% of the proceeds as fees, with the remainder distributed to shareholders. Since competitors have not yet launched staking services, their fees are currently limited to sponsorship fees. Bitwise is also offering a full fee waiver for the first month on its initial $500 million in assets, aiming to position BAVA as the lowest-cost way for traditional investors to gain exposure to Avalanche and earn staking income. YZi Labs seeks to expand the board of directors of BNB treasury company CEA Industries to improve strategy execution and oversight. YZi Labs announced on its X platform that, as a significant shareholder of CEA Industries Inc. (NASDAQ: BNC), it has filed a preliminary consent statement with the U.S. Securities and Exchange Commission (SEC) seeking written shareholder consent to expand the company's board of directors and add new board seats. YZi Labs stated that despite a significant increase in the value of BNC's main asset under management, BNB, the company's performance since the completion of its $500 million PIPE financing deal this summer has fallen far short of the expected results from that investment rationale. It believes BNC's poor performance is a direct result of poor strategy execution, insufficient investor communication, and a lack of effective oversight. YZi Labs also expressed concern about delays in key SEC filings, failure to promptly update investors on digital asset fund management and net asset value (NAV), and continued investor confusion regarding the company's identity, communication, and strategy. The Wormhole Foundation announced the purchase of $5 million worth of W tokens. According to official sources, the Wormhole Foundation announced that it has purchased $5 million worth of W tokens and added them to its balance sheet. Balancer security incident update: DAO begins discussions on an $8 million recovery plan. According to CoinDesk, weeks after a major vulnerability in Balancer v2 vaults led to the loss of over $110 million, the Balancer DAO has begun discussing a plan to distribute approximately $8 million in recovered assets to affected limited partners (LPs). The proposed scheme includes structured rewards for white-hat hackers and compensation based on snapshots of user pool assets at the time of the exploit, consistent with the Safe Harbor Protocol. This protocol stipulates a bounty cap of $1 million per incident, requiring white-hat hackers to undergo comprehensive KYC and sanctions screening. Several anonymous rescuers on Arbitrum have waived their bounty claims. Recovered tokens cover networks including Ethereum, Polygon, Base, and Arbitrum, with liquidity providers receiving compensation proportionally to the tokens initially provided and per pool. A claims mechanism is currently under development; if the proposal is approved, users will need to accept updated terms of use. Additionally, $19.7 million in osETH and osGNO were recovered by StakeWise and will be processed separately; $4.1 million recovered internally in collaboration with Certora is ineligible for a bounty due to a previous agreement. This exploit, caused by a smart contract flaw, marks Balancer's third major security incident, resulting in a plunge in total value locked (TVL) from approximately $775 million to $258 million, and a loss of about 30% in the value of BAL tokens. Uniswap's "UNIFication" proposal has passed preliminary approval, and the fee switch contract has entered its $15.5 million bounty period. Snapshot voting results show that Uniswap's "UNIfication" governance proposal received over 63 million UNI in support and almost zero opposition in the provisional vote. The proposal aims to unify the governance structure of Uniswap Labs and the foundation, and activate the protocol-level fee mechanism. The fee-switch smart contract has been included in the Cantina bug bounty program, with a reward of $15.5 million. Formal on-chain voting is expected to begin next week, and if the proposal passes, it will facilitate the implementation of the UNI governance token revenue distribution mechanism. Binance donated HK$10 million to Hong Kong to support fire relief and reconstruction. According to an official announcement from Binance, Binance will donate HK$10 million to the fire-stricken area of Hung Fook Court in Tai Po, Hong Kong, to support rescue and reconstruction efforts. Binance stated that it will implement the donation through relevant channels and extend its condolences to the affected people. Infinex will launch its token presale on Sonar, distributing 5% of its INX tokens before January TGE to raise $15 million. According to The Block, Infinex, the crypto super-application founded by DeFi pioneer Kain Warwick, announced that it will launch an INX token sale through the Sonar platform before the Time of Government Expiry (TGE) in January 2026. The plan is to sell 5% of the total supply at a valuation of $300 million, raising $15 million. Patron NFT holders will enjoy tiered allocations (a single INX will receive $2,000, with 5/25/100 INX corresponding to caps of $15,000/$100,000/$500,000 respectively); non-holders will participate through a lottery, with a cap of $5,000 per person and a minimum of $200. The sold tokens will be locked for one year, with the option to unlock them early by paying a premium. The project states that the proceeds will be used for token buybacks; approximately 25% of the tokens will be reserved in a vault for incentives; pre-registration will open within weeks. INX is planned to be officially generated and listed for circulation in January 2026. The platform integrates wallet, trading, prediction, and cross-chain functions, aiming to create a next-generation Web3 gateway. The UK tax authorities adopted the "no profit, no loss" tax treatment for DeFi, which the founder of Aave called a major victory for users. Aave founder Stani Kulechov posted that the UK's HM Revenue and Customs (HMRC) has released the results of its tax consultation on DeFi lending and staking activities, proposing a "No Gain No Loss" (NGNL) tax treatment. This means that when users deposit crypto assets into protocols like Aave, it will not be considered a capital gain disposal. If this policy is legislated, it will greatly simplify the reporting burden for users and is considered a significant victory for DeFi users. The Aave team participated in the consultation process and pushed for this policy to reflect the economic substance of on-chain interactions. The USDC Treasury minted an additional 750 million USDC on the Solana blockchain. According to Whale Alert monitoring, at 20:23, 20:24 and 20:25 (UTC+8), USDC Treasury minted 250 million USDC on the Solana chain each time, with a total value of $750 million. The Bhutanese government pledged 320 ETH, equivalent to approximately US$970,000. According to OnchainLens, the Royal Government of Bhutan has staked 320 ETH, or approximately $970,000, on the Ethereum 2.0 network Figment. Avenir Group and its charitable foundation announced a donation of HK$10 million to support fire relief efforts in Tai Po, Hong Kong. Avenir Group and its charitable foundation, Avenir Foundation, announced a donation of HK$10 million to support emergency relief, resettlement of affected residents, and community recovery efforts following the fire in Tai Po District. The donation will be used to provide immediate support, including basic necessities, temporary accommodation, and assistance with subsequent community reconstruction, aiming to provide tangible assistance to affected families and help the community return to normalcy as quickly as possible. Binance Alpha integrates with the Arbitrum chain, and a new batch of Alpha projects are launched. According to a Binance announcement, Binance Alpha now supports the Arbitrum chain. Users can purchase the token through the "Markets" - "Alpha" - "Arbitrum" tab in the Binance App or Binance Wallet. The official announcement also states that an exclusive trading competition and token airdrop for the Arbitrum chain will be launched; specific rules and event schedules will be announced separately. Eligibility is granted through trading via Binance Alpha or a keyless wallet. SuperFortune will provide 5% of the total MANTA tokens as mining rewards to MANTA token stakers. Superfortune's token, GUA, has officially launched on Binance Alpha. As the first Web3 project incubated by Manta Network, according to its token economic model, 5% of Superfortune's total token supply will be used as mining rewards for MANTA stakers. A snapshot of GUA TGE will be taken in 3 weeks, and rewards will be available one month later, for a period of 25 months. Both on-chain and exchange-based MANTA stakers are eligible. US stock and bond markets are closed today; trading in gold, silver, and oil has ended early. Due to the Thanksgiving holiday in the United States (November 27), US stock and bond markets will be closed today and will close early tomorrow (November 28). Today, trading in CME Group's precious metals and US crude oil futures contracts will end early at 03:30 Beijing time on November 28, and trading in stock index futures contracts will end early at 02:00 Beijing time on November 28. Trading in ICE Brent crude oil futures contracts will end early at 02:30 Beijing time on November 28.

Author: PANews
Aave Whale Buys 60.07 WBTC at $91,242.6 After Borrowing 5.5M USDT; Now 375.07 WBTC Collateralized and 22.48M USDT Borrowed

Aave Whale Buys 60.07 WBTC at $91,242.6 After Borrowing 5.5M USDT; Now 375.07 WBTC Collateralized and 22.48M USDT Borrowed

The post Aave Whale Buys 60.07 WBTC at $91,242.6 After Borrowing 5.5M USDT; Now 375.07 WBTC Collateralized and 22.48M USDT Borrowed appeared on BitcoinEthereumNews.com. According to a late‑November on‑chain brief monitored by analyst AI Auntie, a single whale moved decisively on the Aave platform. Over a three‑hour window, the address borrowed 5.5 million USDT, redeployed the funds, and executed a sizable WBTC purchase of 60.07 WBTC at an average price of $91,242.60. The operation underscores active BTC exposure via wrapped assets and reflects meaningful liquidity activity within DeFi lending markets. Current on‑chain tallies show the same address holding a substantial WBTC collateral position: 375.07 WBTC pledged on Aave, with 22.48 million USDT borrowed. The ratio implies a leveraged bitcoin strategy through collateralized lending and aligns with ongoing risk‑management considerations in the crypto capital markets. Source: https://en.coinotag.com/breakingnews/aave-whale-buys-60-07-wbtc-at-91242-6-after-borrowing-5-5m-usdt-now-375-07-wbtc-collateralized-and-22-48m-usdt-borrowed

Author: BitcoinEthereumNews
PBOC sets USD/CNY reference rate at 7.0789 vs. 7.0779 previous

PBOC sets USD/CNY reference rate at 7.0789 vs. 7.0779 previous

The post PBOC sets USD/CNY reference rate at 7.0789 vs. 7.0779 previous appeared on BitcoinEthereumNews.com. On Friday, the People’s Bank of China (PBOC) sets the USD/CNY central rate for the trading session ahead at 7.0789 compared to the previous day’s fix of 7.0779 and 7.0769 Reuters estimate. PBOC FAQs The primary monetary policy objectives of the People’s Bank of China (PBoC) are to safeguard price stability, including exchange rate stability, and promote economic growth. China’s central bank also aims to implement financial reforms, such as opening and developing the financial market. The PBoC is owned by the state of the People’s Republic of China (PRC), so it is not considered an autonomous institution. The Chinese Communist Party (CCP) Committee Secretary, nominated by the Chairman of the State Council, has a key influence on the PBoC’s management and direction, not the governor. However, Mr. Pan Gongsheng currently holds both of these posts. Unlike the Western economies, the PBoC uses a broader set of monetary policy instruments to achieve its objectives. The primary tools include a seven-day Reverse Repo Rate (RRR), Medium-term Lending Facility (MLF), foreign exchange interventions and Reserve Requirement Ratio (RRR). However, The Loan Prime Rate (LPR) is China’s benchmark interest rate. Changes to the LPR directly influence the rates that need to be paid in the market for loans and mortgages and the interest paid on savings. By changing the LPR, China’s central bank can also influence the exchange rates of the Chinese Renminbi. Yes, China has 19 private banks – a small fraction of the financial system. The largest private banks are digital lenders WeBank and MYbank, which are backed by tech giants Tencent and Ant Group, per The Straits Times. In 2014, China allowed domestic lenders fully capitalized by private funds to operate in the state-dominated financial sector. Source: https://www.fxstreet.com/news/pboc-sets-usd-cny-reference-rate-at-70789-vs-70779-previous-202511280115

Author: BitcoinEthereumNews
When Fintech Companies Discover Their IT Infrastructure Is Actually Their Competitive Moat

When Fintech Companies Discover Their IT Infrastructure Is Actually Their Competitive Moat

The fintech revolution promised to democratize finance, yet here’s the uncomfortable truth nobody discusses at industry conferences: enterprise IT solutions and comprehensive IT infrastructure services have become the invisible dividing line between fintech unicorns and the countless startups that never make it past Series A. Not the flashy AI algorithms or the slick user interfaces […] The post When Fintech Companies Discover Their IT Infrastructure Is Actually Their Competitive Moat appeared first on TechBullion.

Author: Techbullion
Top Crypto Savings Accounts in Australia

Top Crypto Savings Accounts in Australia

Crypto savings accounts are a popular type of investment product that allow anyone to deposit crypto and earn interest on them over time. Instead of earning a lower rate on cash like in a regular savings account in the bank, you can earn a higher yield on your crypto by depositing them into a yield-generating […] The post Top Crypto Savings Accounts in Australia appeared first on Crypto News Australia.

Author: Cryptonews AU
AAVE’s Steady Revenue Signals Potential Rebound Amid DeFi Outflows

AAVE’s Steady Revenue Signals Potential Rebound Amid DeFi Outflows

The post AAVE’s Steady Revenue Signals Potential Rebound Amid DeFi Outflows appeared on BitcoinEthereumNews.com. AAVE maintains strong revenue generation exceeding $100 million annually despite $10 billion in outflows and a 40% yearly price decline in the turbulent DeFi market. The protocol’s steady fees and high activity underscore its resilience amid broader sector challenges. DeFi outflows reach $60 billion, reducing TVL to $120 billion, yet AAVE sustains weekly revenues of $3 million. AAVE’s total fees hit $740 million over five years, reflecting robust platform usage. The token faces a key resistance at $190, with quarterly losses over 30% signaling stalled momentum. Discover how AAVE thrives in DeFi turbulence with over $100M revenue despite massive outflows. Explore price analysis and recovery potential for informed crypto investing today. What is AAVE’s Performance in the Current DeFi Market? AAVE, a leading decentralized finance protocol, continues to demonstrate resilience amid significant market outflows. Despite nearly $60 billion withdrawn from DeFi protocols according to DeFiLlama data, AAVE has generated over $100 million in annual revenue, with weekly figures averaging $3 million. This stability highlights the protocol’s core lending and borrowing mechanisms, which remain active even as total value locked falls to around $120 billion. How Does AAVE Generate Revenue Amid Sector-Wide Challenges? AAVE’s revenue model relies on interest from loans, flash loans, and protocol fees, which have proven durable. Data from DeFiLlama shows the protocol achieving its highest five-year revenue at $740 million in total fees, even with $10 billion in outflows specific to AAVE. Short sentences outline the process: Users deposit assets to earn interest; borrowers pay fees to access liquidity. This structure supports consistent income, as evidenced by recent reports indicating no slowdown in borrowing activity. Experts note that AAVE’s governance token incentivizes participation, further bolstering fee generation during volatility. The DeFi ecosystem faces heightened fear, uncertainty, and doubt, with investors pulling back sharply. According to DeFiLlama, total…

Author: BitcoinEthereumNews
UK Considers New Tax Framework for DeFi Assets

UK Considers New Tax Framework for DeFi Assets

The post UK Considers New Tax Framework for DeFi Assets appeared on BitcoinEthereumNews.com. Key Points: UK plans deferral of tax liabilities for DeFi deposits. Proposed by HM Revenue and Customs. Impact on ETH and ERC-20 tokens in DeFi protocols. The UK government, through HM Revenue and Customs, is proposing a new tax framework for DeFi users, affecting cryptocurrency lending and liquidity pools, as reported on November 28th. This proposal could reduce upfront tax burdens for DeFi users in the UK, aligning tax rules with DeFi operations and simplifying compliance. UK’s ‘No Profit, No Loss’ Principle for Crypto Lending HM Revenue and Customs has released proposals supporting a “no profit, no loss” principle for crypto lending and liquidity pools. The new tax framework discourages tax on routine DeFi interactions, impacting tokens like Ethereum. HMRC cryptoassets manual detailing guidelines and regulations aims to reduce administrative burdens by aligning with DeFi operations. These changes mean users will pay taxes only when they trade or sell assets for a profit. The proposal has been a relief for DeFi users as they avoid immediate tax liabilities. HM Revenue and Customs continues to consult industry experts to finalize the framework. Market participants have responded positively, viewing it as a step forward. Industry experts appreciate the effort to align tax laws with DeFi activities. A new framework aims to align tax rules more closely with DeFi operations to reduce administrative burdens and avoid unreasonable taxation on routine protocol interactions. Ethereum’s Market Position and Global Tax Implications Did you know? This proposal could set a global precedent in crypto tax policy, offering a balanced approach amid growing industry complexity. As of November 27, 2025, Ethereum, a key token in DeFi, trades at $3,015.51 with a market cap of 363.96 billion USD, holding an 11.69% market dominance as per CoinMarketCap. Recent months have seen Ethereum’s price fluctuating, showing a 6.30% rise in…

Author: BitcoinEthereumNews
How AAVE maintains $100M yearly revenue despite $60B DeFi wipeout

How AAVE maintains $100M yearly revenue despite $60B DeFi wipeout

The post How AAVE maintains $100M yearly revenue despite $60B DeFi wipeout appeared on BitcoinEthereumNews.com. Journalist Posted: November 28, 2025 Key Takeaways How is AAVE performing amid broader DeFi market turbulence? Despite $10 billion in outflows and a 40% annual price drop, AAVE continues to generate over $100 million in annual revenue. What needs to happen for the altcoin to regain momentum? The altcoin must break above the $190 resistance level. Its steady revenue supports a potential rebound if market sentiment improves. The market FUD hasn’t spared the DeFi ecosystem.  According to DeFiLlama, investors withdrew nearly $60 billion across protocols, pushing total TVL down to early-July levels of around $120 billion. Aave [AAVE] was no exception, seeing about $10 billion in outflows. And yet, AAVE is still generating over $100 million in annual revenue, with weekly revenues averaging about $3 million, highlighting the protocol’s resilience despite market turbulence. Source: DeFiLlama Notably, its latest income statement reports the highest five-year revenue, and total fees reached $740 million, proving that activity on the platform remains strong despite broader DeFi outflows. In short, AAVE holds strong.  Even as the broader DeFi market loses billions, the protocol continues to generate substantial revenue and maintain robust fee activity, cementing its position as one of the most resilient platforms in the space. Resistance remains heavy as AAVE momentum stalls AAVE’s technical structure reflects the broader market FUD. Quarterly, the token is down over 30%. Yearly, it stands out as one of the weakest performers among major DeFi assets, sliding nearly 40%. This puts AAVE in a vulnerable spot heading into the year-end. And while the protocol’s fundamentals look solid, the chart isn’t reflecting it. On the daily timeframe, flipping the $190 resistance won’t be easy. Momentum is still soft, and buyers haven’t shown enough conviction yet. Source: TradingView (AAVE/USDT) Going forward, AAVE needs a break above resistance to flip momentum.  In…

Author: BitcoinEthereumNews
The UK has proposed introducing a "no profit, no loss" tax rule for DeFi.

The UK has proposed introducing a "no profit, no loss" tax rule for DeFi.

PANews reported on November 28th that, according to CoinDesk, the UK government is developing a new tax framework that could benefit DeFi users. Proposals released this week show that HM Revenue and Customs supports a "no profit, no loss" principle for cryptocurrency lending and liquidity pool arrangements. Under the current system, DeFi users depositing funds into protocols, even just for profit or as collateral for loans, can trigger capital gains tax. The new measure will postpone tax payment until an economically meaningful asset disposal occurs. This means that users depositing cryptocurrencies into lending protocols or providing tokens to automated market makers will no longer need to pay tax on the deposit itself, but only when they eventually sell or trade the assets and realize a profit or loss. The proposal aims to align tax rules with the practical operations of DeFi, thereby reducing administrative burdens and avoiding unreasonable tax outcomes. The new principles also apply to complex multi-token arrangements: if a user withdraws more tokens than they deposited, the profit will be taxed; if less, it will be considered a loss. However, this model is not yet finalized, and the government is still consulting with professionals and DeFi developers. While HM Revenue and Customs has not set a legislative timetable, it has stated it will continue to engage with the industry to assess the necessity of such legislation.

Author: PANews