Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16270 Articles

Created: 2026/02/02 18:52

Updated: 2026/02/02 18:52

Best Crypto to Buy After Bitcoin Whale Bets $2 Billion on Market Rebound

What to Know: Bitcoin Hyper uses a modular Bitcoin L1 + SVM L2 design to deliver high-speed, low-fee smart contracts secured by Bitcoin settlement. Presale-stage projects like Bitcoin Hyper and PEPENODE offer high-beta upside if whale-led Bitcoin accumulation evolves into a full risk-on altcoin cycle. PEPENODE’s mine-to-earn concept and tiered virtual node rewards add a game layer to the memecoin thesis ahead of the next meme rotation. Shiba Inu’s Shibarium, ecosystem tokens, and ETF inclusion show how meme-origin assets can evolve into institutional-facing Web3 platforms. Bitcoin whales just injected more than $2B into fresh BTC exposure, a bold move at a time when retail traders are still de-risking after months of chop, liquidations, and sideways boredom. For deep-pocketed players, this combination of capitulation and discounted pricing is exactly when the risk-reward flips back toward accumulation. We’re witnessing a notable divergence: smaller wallets are continuing to step back from spot and derivatives markets, while large addresses are quietly scaling in, and ETF flows are showing early signs of stabilizing. Historically, that rotation has preceded some of Bitcoin’s sharpest recovery phases, driven by a tightening of supply and a resumption of liquidity-hunting momentum once it returns. If that script repeats, it won’t just be BTC moving higher. When Bitcoin finds a base and pivots, it tends to pull high-conviction altcoins, early-stage infrastructure projects, and high-beta meme ecosystems up with it. The window before sentiment officially flips is usually when asymmetric bets hit hardest. Against that backdrop, three very different plays are emerging as early beneficiaries of a potential rebound, a mix that fits neatly into the current search for the best crypto to buy now: Bitcoin Hyper (HYPER) with its high-speed Bitcoin Layer-2 narrative, PEPENODE as a mine-to-earn meme-infrastructure hybrid gaining traction, and Shiba Inu, which continues evolving into a more mature ecosystem with growing institutional recognition. 1. Bitcoin Hyper ($HYPER) — First Bitcoin Layer 2 With SVM Speed Bitcoin Hyper is pitching itself as the first true Bitcoin Layer 2, engineered to tackle three of Bitcoin’s biggest structural limitations in one shot: slow confirmations, high L1 fees during congestion, and the lack of native smart contracts. The solution is a modular architecture that keeps Bitcoin L1 for settlement while shifting execution to a high-speed SVM-powered Layer 2. Rather than forcing Bitcoin to behave like an all-purpose chain, $HYPER bolts Solana-grade performance onto Bitcoin’s security base. By integrating the Solana Virtual Machine, developers can deploy fast, parallelized smart contracts that rival, and in some cases surpass, Solana on raw execution throughput, while still anchoring finality to Bitcoin. SPL-compatible tokens port natively to the L2, lowering the friction for projects migrating from the Solana ecosystem. For users, this opens the door to instant, low-fee payments in wrapped BTC, plus a full DeFi stack, swaps, lending markets, and staking protocols that Bitcoin has never supported natively. NFT platforms, gaming projects, and high-throughput dApps can be built using a Rust-based SDK designed for teams already familiar with Solana tooling but who want Bitcoin’s monetary premium and credibility. On the market side, demand has been unmistakable. The Bitcoin Hyper presale has crossed $28.5M raised, with tokens priced around $0.013335, putting it firmly on the radar of early infrastructure investors, especially those now searching for how to buy $HYPER before the next stage unlocks. Two high-net-worth wallets accumulated roughly $396K in recent weeks, including a single $53K buy, the kind of early whale activity that typically signals conviction, not speculation. Staking activates from TGE with high-APY rewards (41% currently), instant access for presale participants, and a short 7-day vesting window. And for anyone still asking what Bitcoin Hyper is, the reward model is designed to scale with both capital staked and ecosystem participation, nudging holders toward long-term alignment rather than short-term flipping. You can join the $HYPER presale here. 2. PEPENODE ($PEPENODE) — A Mine-to-Earn Memecoin Built on Node Economics For investors who want meme exposure without relying purely on virality, PEPENODE takes a different route. It blends meme culture with mine-to-earn mechanics, giving holders an actual system to participate in rather than a passive buy-and-pray model. Users operate virtual nodes, level them up, and earn tiered rewards based on engagement, creating a structure that feels closer to early Bitcoin mining culture, just gamified for the modern meme cycle. The setup is simple but effective: a dashboard tracks your virtual mining activity, while a tiered node system determines how much of the emissions or rewards you capture. Higher-tier nodes earn more, meaning early entry and consistent participation can potentially unlock larger upside. It’s a memecoin, but with a built-in engine that rewards activity instead of pure hype. On the fundraising front, the presale has already pulled in over $2.2M, with tokens priced at $0.0011638, modest compared with major infrastructure plays but strong for a narrative-driven meme project still in distribution. Our $PEPENODE price prediction suggests it could reach $0.0077 by the end of 2026 if the mine-to-earn narrative gains traction. And with whales positioning for a broader market rebound, even small capital inflows into meme-adjacent experiments can trigger big percentage moves. There’s no formal staking program yet, which makes PEPENODE a pure speculation and gamified-yield play rather than a yield-maximization platform. But that’s also the appeal: if mine-to-earn catches fire with retail during the next meme rotation, token prices don’t need to move far to generate outsized returns. Explore the PEPENODE presale here. 3. Shiba Inu (SHIB) — A Meme Brand Turning Into a Full Web3 Stack Shiba Inu (SHIB) may have launched as a pure meme, but it has steadily transformed into a broad Web3 ecosystem spanning DeFi, payments, and infrastructure. The backbone of that evolution is Shibarium, the project’s EVM-compatible Layer 2 designed for low-cost, high-throughput transactions. By offloading activity from the Ethereum mainnet, Shibarium gives the Shiba ecosystem room to scale while preserving its connection to the wider EVM universe. The ecosystem now stretches well beyond SHIB. Tokens like BONE, LEASH, and TREAT support governance, liquidity incentives, and additional utility layers, while ShibaSwap provides the DeFi foundation for swapping, liquidity pools, and yield tools. A pipeline of privacy-enhanced smart contracts and broader Web3 modules adds to the long-term ambition: converting one of crypto’s largest communities into a functioning, self-sustaining platform. Institutional validation has also started to crystallize. On October 22, 2025, Shiba Inu appeared in T. Rowe Price’s proposed US SEC–filed Active Crypto ETF, marking one of the clearest signals yet that major asset managers view SHIB as more than a meme; they see it as a liquid, brand-strong asset suitable for traditional investment products. For investors, that combination, a sticky global community, a working Layer 2, a growing dApp stack, and early ETF exposure, positions SHIB as a more conservative meme-side allocation compared with presale-stage tokens. It may not move like a microcap, but it can serve as a solid satellite position if a broader altcoin rotation follows the whales’ $2B Bitcoin bet. Learn more on the official Shiba Inu site. Recap: Bitcoin whales are leaning into a rebound with more than $2B in fresh exposure, and that kind of conviction has historically spilled into high-upside altcoins. In this setup, Bitcoin Hyper, PEPENODE, and Shiba Inu each tap a different angle of the opportunity, Bitcoin Hyper as the pure infrastructure play bringing Solana-level speed to Bitcoin, PEPENODE as a high-beta mine-to-earn meme experiment, and SHIB as the established ecosystem now earning institutional attention. For those positioning early, the $HYPER and PEPENODE presales offer the most asymmetric setups while SHIB serves as the steadier ecosystem anchor. This article is for informational purposes only and does not constitute financial, investment, or trading advice; always do your own research. Authored by Aaron Walker, NewsBTC – https://www.newsbtc.com/news/best-crypto-to-buy-after-bitcoin-whale-2b-bet/

Author: NewsBTC

2025/11/26

Coinbase Ventures Unveils 2026 Outlook: RWAs, Next-Gen DeFi, and AI-Driven Smart Contracts

Coinbase has disclosed that 2026 could see companies breaking through in AI and Robotics, RWA Perpetuals, and more. Coinbase has declared its willingness to invest actively in these areas, calling on companies to reach out. In a blog post, Coinbase unveiled some of the exciting ideas that could be pushed by the next big breakout companies [...]]]>

Author: Crypto News Flash

2025/11/26

Texas Trailblazes with Historic $BTC Buy: $HYPER Could be Your Next Move

Takeaways: Texas’s $10M Bitcoin purchase via a spot ETF makes it the first US state to treat $BTC as a […] The post Texas Trailblazes with Historic $BTC Buy: $HYPER Could be Your Next Move appeared first on Coindoo.

Author: Coindoo

2025/11/26

Tether Becomes the New Gold King After Beating Central Banks

Tether bought 26 tons of gold in Q3 2025, pushing its total to 116 tons and surpassing central banks amid rising prices.]]>

Author: Crypto News Flash

2025/11/26

Is Akamai the Most Underrated AI Stock of 2025?

You know that moment when a stock quietly drops to a scary level… then suddenly rockets because everyone finally sees what you saw months ago? That’s

Author: Medium

2025/11/26

How to Build Revenue Sharing Tokens for Your Platform

How to Build Revenue Sharing Tokens for Your Platform Revenue sharing tokens have emerged as one of the most impactful innovations in the Web3 s

Author: Medium

2025/11/26

Chainlink Founder Says Regulation – Not Tech – Will Decide DeFi’s Future

Key Takeaways: DeFi’s main barrier is regulation, not technology. Nazarov says mass adoption will start once institutions are legally allowed […] The post Chainlink Founder Says Regulation – Not Tech – Will Decide DeFi’s Future appeared first on Coindoo.

Author: Coindoo

2025/11/26

Coinbase’s VC division outlines crypto ideas it plans to fund next year, 2026

The post Coinbase’s VC division outlines crypto ideas it plans to fund next year, 2026 appeared on BitcoinEthereumNews.com. Coinbase’s VC division has unveiled nine crypto ideas/projects that it plans to fund in the course of next year. Coinbase Ventures seeks to invest in developer teams involved in trading terminals, next-generation DeFi, asset tokenization, advancing agentic AI, and specialized exchanges. Coinbase Ventures emphasized that the next protocols and companies to break out big will emerge from these categories. The VC added that it is actively looking to invest in ideas under these categories, come next year. Pitchbook claims that Coinbase Ventures has invested in over 618 initiatives since 2018, and its portfolio includes about 422 startups. The VC’s latest investment was on November 18 in a DeFi compliance platform called Oxbow. It had previously invested in ZAR and Zynk (payment infrastructure firms) and Kalshi (prediction market platform) in October. Kinji Steimetz, working in Ventures at Coinbase Ventures, expects perpetual futures contracts to be among the new avenues for RWA (real-world assets) exposure. Coinbase Ventures breaks down the nine categories Coinbase Ventures urged any developers/builders in the following areas to get in touch (including through X DMs). The VC is actively looking to invest in RWA perpetuals, as well as specialized exchanges and trading terminals, AI and robotics, and next-generation DeFi. Under the “Specialized Exchanges and Trading Terminals” category, the VC will focus on alternative prop-AMMs and prediction market trading terminals. It will also focus on the composability of perpetual markets, unsecured credit lending, and on-chain privacy under the “Next-generation DeFi” category. “We are seeing a surge of developer energy focused on privacy-preserving assets (e.g., Zcash) and DeFi applications (e.g., private orderbooks, borrow/lend, etc) and dedicated blockchains for payments touting privacy as a raison d’etre.” –Ethan Oak, investor at Coinbase Ventures Under the robotics and AI category, the VC will focus on robotics & humanoid data collections, proof of humanity,…

Author: BitcoinEthereumNews

2025/11/26

Coinbase Ventures Reveals 4 Crypto Trends Set to Define 2026

The post Coinbase Ventures Reveals 4 Crypto Trends Set to Define 2026 appeared on BitcoinEthereumNews.com. Coinbase Ventures outlines four strategic themes it expects to drive crypto innovation in 2026. The investment arm shared its outlook in a new blog post, identifying the priority areas in which it aims to invest. These include Real-World Asset (RWA) perpetual contracts, specialized trading infrastructure, next-generation decentralized finance (DeFi), and artificial intelligence (AI) and robotics. Sponsored Sponsored 1. RWA Perpetuals Unlock Synthetic Market Exposure The first theme centers on Real-World Asset (RWA) perpetual derivatives. These provide synthetic exposure to off-chain assets. Unlike traditional tokenization, perpetual futures provide a faster and more flexible way to deliver on-chain exposure without requiring teams to custody the underlying asset. “Because perpetuals do not require securing an underlying asset, markets can form around virtually anything, enabling the ‘perpification’ of everything,” the blog read. Coinbase Ventures expects growth in two directions: On-chain macro exposure, which gives traders a way to position around energy prices, inflation expectations, credit spreads, and volatility without touching traditional financial rails. New categories of markets, including private companies, niche datasets, and alternative metrics that are difficult to tokenize but easy to replicate synthetically. It is worth noting that RWAs have experienced remarkable growth this year, increasing from approximately $13.8 billion to around $36 billion in on-chain value. At the same time, the number of asset holders has risen to 550,194, a 7.58% increase over the past month. RWA Growth in 2025. Source: RWA.xyz Sponsored Sponsored 2. Specialized Trading Infrastructure The second theme focuses on specialized exchanges and trading terminals, with Proprietary Automated Market Makers (Prop-AMMs) rising across Solana. These models protect liquidity providers from harmful flows. According to Messari, proprietary AMMs handled 13% to 24% of Solana’s total DEX volume through 2025. Moreover, in September, they surpassed traditional AMMs in Solana’s DEX volume for the first time. HumidiFi alone generated nearly 50%…

Author: BitcoinEthereumNews

2025/11/26

Edel Finance-linked wallets reportedly ‘snipe’ 30% of token supply: Bubblemaps

                                                                               Bubblemaps shared blockchain data indicating that team-related wallets had purchased 30% of the token supply, but Edel’s co-founder said the acquisition was part of its token rollout plans.                     Concerns are mounting over unusual activity surrounding the token launch of Edel Finance, a lending protocol focused on tokenized stocks and real-world assets (RWAs).Blockchain analytics platform Bubblemaps claimed in a Tuesday X post that a cluster of approximately 160 wallets accumulated around 30% of the EDEL token supply, worth approximately $11 million, during the launch earlier this month. The platform alleged the wallets were linked and funded in a coordinated fashion immediately before trading opened.“Edel Finance sniped 30% of $EDEL. Then tried to hide it behind a maze of wallets and liquidity positions," said Bubblemaps. “Just hours before $EDEL launched, ~60 wallets were funded from Binance [...] Together, they got 30% of the supply – now worth $11M.”Read more

Author: Coinstats

2025/11/26